Standard Chartered CashOne (Renovation)

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Key Features

3.48%
Interest Rate (p.a.)
0%
Processing Fee (approved loan)
0%
Admin Fee

Other Features

Receive your loan disbursement in your account within 15 minutes!
Borrow up to a maximum loan amount of S$250,000, subject to a cap of 4x your monthly income.
Benefit from attractive interest rates starting from 3.48% p.a.
Please note that the interest rates provided to you are customised and may differ from what is displayed here.
Take advantage of a 0% interest rate for a one-year loan tenure, with 4.5% processing fees that will be deducted from the total disbursed loan amount.

Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

between 21 and 65 years of age

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Guarantor / Collateral

Minimum Annual Income

S$20,000

Fees and Charges

Late Payment Fee: S$80
Partial Repayment Penalty: $150 or 3% of the outstanding principal, whichever is higher
Full Repayment Penalty: $150 or 3% of the outstanding principal, whichever is higher

Review

By LOANPANDA

Standard Chartered CashOne Renovation offers an attractive interest rate starting from 3.48% p.a. Borrow up to 4x your monthly income, subject to a maximum loan amount of S$250,000. Enjoy a quick loan disbursement within 15 minutes and benefit from a 0% interest rate for a one-year loan tenure.

With no processing fees, this loan is perfect for Singaporean or PR salaried employees, variable/commission-based employees or self-employed individuals with a minimum annual income of S$20,000. Late payment fees and prepayment penalties may apply.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.