Bank of China Debt Consolidation Plan

Apply now

Key Features

6%
Interest Rate*
^S$2,000
Processing Fee
Up to 10 years
loan tenure

Other Features

Loan tenure of up to 10 years is available for your convenience.
Interest rates start from 6%.
During the loan tenure, you will receive a complimentary BOC Family Card with no annual fee.
To apply, simply SMS BOCCARD[space]DCMS[space]NAME[space]NRIC/Passport Number to 79777 or contact our 24-hour Customer Service hotline at 1800 338 5335.
Please note that the interest rates and payment amount provided by the bank may differ from what is displayed.

Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

25 years old and above

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

S$30,000

Fees and Charges

Late Payment Fee: S$100 or 2% of minimum payment whichever is higher
Full Repayment Penalty: 5% of outstanding balances or S$200 whichever is higher

Review

By LOANPANDA

Bank of China Debt Consolidation Plan offers a loan tenure of up to 10 years with interest rates starting from 6%. Customers can enjoy a complimentary BOC Family Card during the loan tenure.

Eligible applicants can apply by sending an SMS or contacting the 24-hour customer service hotline. Late payment fees and full repayment penalties apply. Please note that the interest rates and payment amounts may differ from what is displayed.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.