UOB One Card

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Key Features

Up to 10%
Rebate on Shopee, Dairy Farm Group, Grab, SP and more
^S$300
Rebate Cap per quarter
^S$2,000
Min. Spend per month, per quarter

Promotion

Bill Payment

You can earn up to 3.33% cashback on all eligible retail spend, based on your total spend of S$500, S$1,000, or S$2,000.

Petrol

You can save up to 22.66% on fuel purchases at SPC stations.
You can save up to 21.15% on fuel purchases at Shell stations.

Cash Back

You can earn up to a 15% rebate on bus and train rides with SimplyGo.
You can earn up to a 15% rebate at various Dairy Farm International stores, including Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, and more.
You can earn up to a 15% rebate on Grab spend, which includes GrabFood but excludes Grab mobile wallet top-ups.
You can earn up to a 15% rebate on Shopee Singapore purchases, excluding ShopeePay transactions.
You can earn up to a 15% rebate on UOB Travel spend.
You can earn up to a 4.33% cashback on your Singapore Power utilities bill.
You can earn up to a 3.33% cashback on all eligible retail spend, based on your total spend of S$500, S$1,000, or S$2,000.

Shopping

You can earn up to 3.33% cashback on all eligible retail spend, based on your total spend of S$500, S$1,000, or S$2,000.

Grocery

You can earn up to a 15% rebate at various Dairy Farm International stores, including Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, and more.
You can earn up to a 3.33% cashback on all other eligible grocery purchases, based on your total spend of S$500, S$1,000, or S$2,000.

Dining

You can earn up to a 3.33% cashback on all eligible retail spend, based on your total spend of S$500, S$1,000, or S$2,000.
You can enjoy up to a 50% discount on dining with UOB dining privileges, which includes offers such as 1-for-1 buffet at Marriott Café Buffet, Orchard Café, and Café Mosaic.

Online Shopping

You can earn up to a 15% rebate on your purchases at Shopee Singapore, excluding ShopeePay transactions.
You can earn up to a 3.33% cashback on all other eligible online spend, based on your total spend of S$500, S$1,000, or S$2,000.

Other Features

Earn up to a 15% rebate on your purchases at Shopee Singapore, excluding ShopeePay transactions.
Earn up to a 15% rebate at various Dairy Farm International stores, including Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, and more.
Earn up to a 15% rebate on your Grab spend, including GrabFood, but excluding Grab mobile wallet top-ups.
Enjoy up to a 15% rebate on your SimplyGo bus and train rides.
Earn up to a 15% rebate on your UOB Travel spend.
Get up to a 4.33% cashback on your Singapore Power utilities bill.
Earn up to a 3.33% cashback on your eligible retail spend, based on your total spend of S$500, S$1,000, or S$2,000.
Enjoy fuel savings of up to 22.66% at Shell and SPC stations.
LOANPANDA strives to keep its information accurate and up-to-date, but please note that information provided may differ from what you see when you visit a financial institution, service provider, or specific product site. LOANPANDA will not be liable to compensate the customer if the information provided is not as up-to-date as their partner’s information.

Eligibility

Singaporean/PR Minimum Income

S$ 30,000

Non-Singaporean Minimum Income

S$ 80,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: 1st Supplementary Card free, $97.20 for subsequent Supplementary Cards
Fee Waiver: 1st year fee waiver
Interest Free Period: 21 days
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% of S$50, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8%
Overlimit Fee: S$40

Review

By LOANPANDA

The UOB One Card offers a variety of cashback and rebate options for different categories, such as dining, groceries, online shopping, and bill payments. With up to a 10% rebate on popular merchants like Shopee, Grab, and Dairy Farm Group, cardholders can save significantly on their regular expenses. Additionally, the card offers fuel savings, cashback on utilities bills, and discounts on dining.

The eligibility criteria for the card include a minimum income of S$30,000 for Singaporeans/PRs and S$80,000 for non-Singaporeans. While the card has an annual fee of S$194.40, the first year fee waiver and various rebate options make it an attractive option for savvy spenders.