UOB PRVI Miles American Express Card

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Key Features

S$1 = 1.4 Miles
Local Spend
S$1 = 2.4 Miles
Overseas Spend
S$1 = 6 Miles
Selected Online Hotel and Flight bookings

Promotion

Air Miles

Earn 1.4 miles per S$1 local spend (UNI$3.5 per S$5 spend)
Earn 2.4 miles per S$1 overseas spend (UNI$6 per spend) including online shopping on overseas websites
Earn 6 miles per $1 spend (UNI$15 per S$5 spend) on major airlines and hotels booked through Expedia, UOB Travel, and Agoda
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on bus and train rides
No minimum spend and no cap on earned miles
20,000 loyalty miles every year with a minimum spend of S$50,000 in a year;
Up to 8 complimentary airport transfers to Changi Airport in a year (with a minimum spend of S$1,000 in a single transaction within 30 days before or after the airport transfer)

Overseas Spending

For overseas spends, 2.4 miles can be earned for every S$1 spent.
S$1 = 6 miles for spends on major airlines and hotels booked through Expedia, UOB Travel, and Agoda.
No minimum spend and no cap on earned miles.
Complimentary travel insurance coverage of up to S$500,000. T&Cs apply.
3.25% foreign currency transaction fee.

Other Features

You can earn 1.4 miles (or UNI$3.5 per S$5 spent) for every S$1 spent locally.
You can earn 2.4 miles (or UNI$6 per S$5 spent) for every S$1 spent overseas, including online shopping on foreign websites.
When you book major airlines and hotels through Expedia, UOB Travel, and Agoda, you can earn 6 miles (or UNI$15 per S$5 spent) for every $1 spent.
For bus and train rides, you can earn 1.4 miles (or UNI$3.5 per S$5 spent) for every S$1 spent.
There is no minimum spend requirement and no limit to the miles you can earn.
You can earn 20,000 loyalty miles every year if you spend a minimum of S$50,000 in a year.
You can enjoy up to 8 complimentary airport transfers to Changi Airport in a year if you spend a minimum of S$1,000 overseas within the same quarter.
You can also benefit from complimentary Public Conveyance Personal Accident coverage of up to S$500,000 and up to S$50,000 Emergency Medical Evacuation and Repatriation, which includes coverage for illness due to COVID-19. Terms and conditions apply.
LOANPANDA strives to provide accurate and up-to-date information, which may differ from what you see on financial institution, service provider, or product websites. LOANPANDA is not responsible for compensating customers for any discrepancies between its information and that of its partners.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$40,000

Fees and Charges

Annual Principal Fee: S$259.20
Supplementary Annual Fee: S$129.60
Fee Waiver: 1 year fee waiver, free first 2 supplementary cards
Interest Free Period: 21 days
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8%
Overlimit Fee: S$40

Review

By LOANPANDA

The UOB PRVI Miles American Express Card is a great option for frequent travelers looking to earn rewards on their spending. With no minimum spend requirement and no cap on earned miles, cardholders can earn 1.4 miles per S$1 spent locally, 2.4 miles per S$1 spent overseas, and 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda.

The card also offers a range of additional benefits, including up to 8 complimentary airport transfers, complimentary travel insurance coverage, and more. However, the 3.25% foreign currency transaction fee and high annual interest rate of 26.90% should be noted.