UOB EVOL Credit Card

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Key Features

Up to 8% Cashback
S$60 Cashback Cap
No annual fees
when you make 3 transactions per month consecutively for 12 months before your card annual fee charge date

Promotion

Cash back

Enjoy an 8% cashback reward on all online and mobile contactless transactions.
You won’t be charged any annual fees for your card if you perform three consecutive transactions every month for 12 months before your annual fee charge date.
The cashback cap for this card is S$60, with a limit of S$20 per category for Online, Mobile Contactless, and Other spend.
If the minimum spend of S$600 per statement month is not met, a base cashback of 0.3% will be given for all types of spend. Please refer to uob.com.sg/evoltncs for exclusions and terms and conditions.

Online Shopping

Enjoy an 8% cashback reward on all online and mobile contactless transactions.

Other Features

Enjoy an 8% cashback reward on all online and mobile contactless transactions.
You can avoid paying annual fees by making 3 consecutive transactions per month for 12 months prior to your card annual fee charge date.
Your cashback is capped at S$60, with a limit of S$20 per category for online, mobile contactless, and other spend.
If you spend less than S$600 per statement month, you will receive a base cashback of 0.3% for all transactions. Check exclusions and terms and conditions at uob.com.sg/evoltncs.
LOANPANDA is committed to providing accurate and up-to-date information. However, please note that the information you see on our website may differ from what you see on the website of a financial institution, service provider, or specific product site. LOANPANDA will not be held responsible for any compensation should the information provided not be as up to date as our partners.

Eligibility

Singaporean/PR Minimum Income

S$ 30,000

Non-Singaporean Minimum Income

S$ 40,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: 1st Supplementary Card free, $97.20 for subsequent Supplementary Cards
Fee Waiver: 1st year fee waiver
Interest Free Period: 21 days
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8%
Overlimit Fee: S$40

Review

By LOANPANDA

The UOB EVOL Credit Card offers up to 8% cashback on online and mobile contactless transactions, with a cashback cap of S$60. Additionally, the card has no annual fees if you make three consecutive transactions every month for 12 months before your annual fee charge date. The card is available to Singaporeans, PRs, and non-Singaporeans with a minimum income of S$30,000 and S$40,000 respectively.

However, there is an annual principal fee of S$194.40, a late payment fee of S$100, and a foreign currency transaction fee of 3.25%. Overall, the UOB EVOL Credit Card is a great option for those looking for cashback rewards on online and mobile contactless transactions while also avoiding annual fees.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.