Standard Chartered Rewards+ Credit Card

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Key Features

S$1= 10X Points
on Foreign Currency Spend
S$1= 5X Points
on Local Dining Spend
1 Point = 0.29 Miles
Rewards to Miles Conversion

Promotion

Online Shopping

Earn 10X Rewards Points for every S$1 spent on foreign currency transactions, including online purchases
Get 5X Rewards Points for every S$1 spent on local dining transactions in Singapore Dollars
Earn 1X Rewards Points for every S$1 spent on all other transactions
Rewards Points are capped at 20,000 per year

Rewards

Earn 10X Rewards Points for every S$1 spent on foreign currency , including online purchases.
Earn 5X Rewards Points for every S$1 spent on dining transactions in Singapore Dollars.
Earn 1X Rewards Points for every S$1 spent on all other transactions.
Rewards Points are capped at 20,000 points per year.

0% Instalment

Enjoy the convenience of Standard Chartered EasyPay, an instalment plan with 0% interest for up to 12 months.
To convert a transaction into a 0% IPP, a minimum transaction amount of S$500 is required.
A one-time service fee of 5% will be charged on the transaction amount.
In the event of early repayment or termination of the card, a one-time cancellation fee of S$150 will be applicable.

Overseas Spending

Earn 10X Rewards Points for every S$1 spent in foreign currency, including online purchases.
Convert 1 Rewards Point to 0.29 Miles.
No minimum spend required, but the Rewards Point earning is capped at 20,000 points per year.
Enjoy complimentary travel medical insurance with coverage of up to S$500,000.
A foreign currency transaction fee of 3.5% applies.

Dining

Earn 10X Rewards Points per S$1 spent in foreign currency, including online purchases
Enjoy 5X Rewards Points per S$1 spent in Singapore Dollars on local dining transactions
Earn 1X Rewards Points per S$1 spent on all other purchases
Rewards Points are capped at 20,000 points annually.

Other Features

Including online spends, earn 10X Rewards Points per S$1 spent in foreign currency.
For local dining transactions, earn 5X Rewards Points per S$1 spent in Singapore Dollars.
Earn 1X Rewards Points per S$1 on all other spends.
Enjoy a 2-year annual fee waiver with no minimum spend required.
The maximum amount of Rewards Points you can earn per year is capped at 20,000 points.
LOANPANDA strives to maintain accurate and up-to-date information. However, please note that the information on our website may differ from that provided by financial institutions, service providers, or specific product sites. LOANPANDA will not be responsible for compensating customers if the information is not as current as that provided by our partner.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$60,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: N/A
Fee Waiver: Available
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: S$50 OR 1% of principal / interest, fees & charges / overlimit amount / past due amount, whichever is higher
Foreign Currency Transaction Fee: 3.5%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 6%
Overlimit Fee: S$40

Review

By LOANPANDA

The Standard Chartered Rewards+ Credit Card offers a range of benefits including 10X Rewards Points for foreign currency spending, 5X Rewards Points for local dining, and 0% interest on instalment plans. Cardholders can also enjoy travel medical insurance and earn up to 20,000 Rewards Points per year.

The card has a minimum income requirement of S$30,000 for Singaporeans/PR and S$60,000 for non-Singaporeans, with an annual principal fee of S$194.40. Overall, the Standard Chartered Rewards+ Credit Card is a good choice for those who frequently spend on dining and travel.