Promotion

Petrol

• You can get up to 20.1% off (10% discount for SPC&U members, 5% discount for DBS/POSB Card holders, and 6% cash rebates for POSB Everyday Card holders).
• When you spend over S$800 on your card in a calendar month, you will receive an additional 2% cash rebate.

Dining

• When you spend above S$800 on your card per calendar month for online food delivery, you can receive 10% cash rebates on foodpanda, Deliveroo and WhyQ without needing any promo codes.
• For dining transactions, get 3% cashback on all other dining expenses (excluding fast food spend) at caterers, eating places and restaurants, bars, cocktail lounges when you spend above S$800 on your card per calendar month.
• You can also enjoy 0.3% cashback on all other food transactions.

Bill Payment

• Merchants such as iSwitch, Keppel Electric, and Senoko Energy offer 2% cash rebates on utilities with no minimum spend requirement.
• Merchants such as SP Group^, Geneco, Sembcorp Power, Union Power, Best Electricity*, Ohm Energy*, Tuas Power* offer 3% cash rebates on utilities with no minimum spend requirement.
• Telecommunications merchants such as Singtel, Singtel GOMO, Starhub, Starhub giga, M1, MyRepublic, and Circles.Life offer 3% cash rebates on telecommunications with a minimum spend of S$800 per calendar month.

Grocery

• Get 5% cash rebates on grocery transactions in-store at Sheng Siong, with a maximum spend of S$600 per calendar month.
• Enjoy 3% cash rebate on regular-priced items with a minimum purchase of S$15 at Pet Lovers Centre. This offer is not applicable in conjunction with PLC VIP member’s discount.
• Spend above S$800 on your card per calendar month at RedMart and get 8% cash rebates on your grocery transactions.

Cash Back

• The POSB Daily$ cash rebates earned are non-expiring.
• You can earn a base rebate rate of 0.3% POSB Daily$ rebate.
• You can get a 5% cash rebate on your grocery transactions at Sheng Siong, capped at S$600 spend per calendar month.
• You can get a 3% cash rebate on transactions at Watsons.
• You can earn up to 3% cash rebates on selected utilities and telecommunications merchants.
• Get 20.1% fuel savings and an additional 2% cash rebates when you use your card at SPC.
• You can track and redeem your earned POSB Daily$ rebates to offset purchases using the DBS Lifestyle App with your DBS/POSB digibank User ID and PIN.
• Please note that there are general exclusions, such as cash advances, insurance premiums, and payments to medical, governmental, and financial institutions, which do not qualify for cashback.

Online Shopping

• Get 8% cash rebates on online purchases at Amazon.sg, Lazada, Qoo10, Shopee, RedMart, iHerb, Taobao, and Popular Online Store.
• At Watsons, get 3% cash rebates on health and beauty transactions made in-store or online.
• Enjoy cash rebates for online shopping when you spend above S$800 on your card per calendar month with our online shopping promotion.

Other Features

• The base cash rebates rate for all purchases is 0.3% POSB Daily$ rebate.
• There is no minimum spend requirement at selected partner merchants.
• By activating SimplyGo, you can use your card as an EZ-Link card for MRT and bus fares, and charges will be directly applied to your credit card, eliminating the need for auto top-ups.
• You can link your POSB Everyday Card to your DBS or POSB Savings or Current account to use the card at ATMs.
• LOANPANDA aims to provide accurate and up-to-date information. However, please note that the information provided may differ from what you see on financial institution, service provider, or product websites. LOANPANDA is not liable to compensate the customer if the information provided is not as updated as that of our partner.

Eligibility

Singaporean/PR Minimum Income

• S$30,000

Non-Singaporean Minimum Income

• S$45,000

Fees and Charges