Pace Card

Key Features

  • Up to 5% in future discounts
    Welcome Offer
  • Unlimited
    Cashback Cap
  • S$0
    Minimum Spend per Month

Promotion

Online Shopping
  • Split your purchases into 3 interest-free instalments.
  • Enjoy 5% future discounts (subject to changes).
  • $0 annual fees.
  • Earn points through the Perks Program, with up to 5 points for every $1 spent on the Pace Card.
  • Redeem points for vouchers that can be used on future purchases at any merchant.
  • The Pace Card is available on Apple Pay.
Rewards
  • Earn Points under Perks Program

  • Earn up to 5 points for every $1 spend on Pace Card

  • Points can be redeemed for vouchers and used on future purchases on any merchant

  • 200 points = $2 voucher

  • 500 points = $5 voucher

  • 800 points = $8 voucher

  • 10,000 points = $10 voucher

Shopping
  • Split purchases – Pay in 3 instalment, interest free

  • 5% [Future Discounts] – subject to changes

  • $0 Annual Fees

  • Earn Points under Perks Program

  • Earn up to 5 points for every $1 spend on Pace Card

  • Points can be redeemed for vouchers and used on future purchases on any merchant

  • 200 points = $2 voucher

  • 500 points = $5 voucher

  • 800 points = $8 voucher

  • 10,000 points = $10 voucher

Cash Back
  • Earn 5 points for every $1 spent on Pace Card

  • 200 points = $2 voucher

  • 500 points = $5 voucher

  • 800 points = $8 voucher

  • 10,000 points = $10 voucher

Other Features

  • Spilt your online purchases at selected merchants into 3 instalments automatically.
  • Earn future discounts of 5% when you spend using the Pace Card.
  • Get the first-ever virtual Visa Pace card.
  • Applying for the virtual card is free, and you can receive it instantly.
  • The virtual card does not store any value, which provides added security and eliminates the risk of card theft.
  • No annual fees.
  • Available on Apple Pay
  • LOANPANDA aims to provide accurate and up-to-date information. However, please note that the information provided may differ from what you see on financial institution, service provider, or product websites. LOANPANDA is not liable to compensate the customer if the information provided is not as updated as that of our partner.

Eligibility

Singaporean/PR Minimum Income
  • Pace Virtual Card is linked to one’s traditional credit or debit card and will follow its bank provider’s minimum income requirement. Buy Now Pay Later limit for Credit Cards: $3000; Buy Now Pay Later limit for Debit Card: $1500.

Fees and Charges

  • Annual Principal Fee:S$0
  • Annual Interest Rate: 0%

Review

By LOANPANDA

The Pace Card is a great option for those looking for a credit card with no annual fees and unlimited cashback cap. With up to 5% future discounts and the Perks Program, you can earn points for every dollar spent on the card, which can be redeemed for vouchers at any merchant.

The card is also available on Apple Pay and offers the first-ever virtual Visa Pace card for added security. Additionally, you can split your online purchases into 3 interest-free instalments automatically. Overall, the Pace Card offers a range of benefits and features, making it an attractive option for Singaporean/PR cardholders.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

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