OCBC 90°N Visa Card

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Key Features

3 Travel$ per S$1 spend
on Online Entertainment
1.5 Travel$ per S$1 spend
on Online Food Delivery, Online Retail & Groceries
1Travel$ per S$1 spend
on Local Spend

Promotion

Air Miles

Starting from February 2023, you can convert your Travel$ to loyalty points at 8 airline and hotel partner programmes, and the Travel$ earned on your OCBC credit card will not expire.

Overseas Spending

2 Travel per S$1 on foreign currency spend

Cash Back

Instantly offset your credit card bills using cash rebates of up to 3% from your earned Travel$.

Online Shopping

1.5 Travel$ per S$1 spend on online retail

Grocery

1.5 Travel$ per S$1 spend on groceries

Entertainment

3 Travel$ per S$1 spend on online entertainment

Other Features

The 90°N Visa Card is designed with an LED light feature that illuminates when making a contactless payment.
Convert your Travel$ to loyalty points at 8 airline and hotel partner programmes starting from February 2023, and never worry about expiration.
Earn cash rebates of up to 3% from your accumulated Travel$, which can be used instantly to offset your credit card bills.
LOANPANDA is committed to providing accurate and up-to-date information. Please note that information may differ from what you see on financial institution, service provider, or product sites. LOANPANDA is not liable for compensation if our information is not as up-to-date as that of our partner.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$45,000

Fees and Charges

Annual Principal Fee: S$54
Supplementary Annual Fee: 54
Fee Waiver: Available
Interest Free Period: 23 days
Annual Interest Rate: 26.88%
Late Payment Fees: S$100 if the minimum payment is not received by the payment due date
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Cash Advance Transaction Fee: S$15 or 8% on the amount withdrawn, whichever is greater
Overlimit Fee: S$40

Review

By LOANPANDA

The OCBC 90°N Visa Card is an ideal card for those who frequently shop online for entertainment and groceries. Earn up to 3 Travel$ per S$1 spent on online entertainment, and 1.5 Travel$ per S$1 spent on online food delivery, online retail, and groceries.

You can easily convert your Travel$ to loyalty points at 8 airline and hotel partner programmes, starting from February 2023, with no expiry date. With the LED light feature, the 90°N Visa Card lights up when making contactless payments. Use your accumulated Travel$ to offset your credit card bills with cash rebates of up to 3%.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.