Promotion

Petrol

• Enjoy up to 22.1% fuel savings at Caltex, including an 18% instant discount on all fuel purchases.
• Get up to 20.2% fuel savings at Esso.
• Earn 5% cashback on fuel spend at all petrol service stations in Singapore and overseas.

Bill Payment

• Earn 3% cashback on recurring bills from selected telecommunication providers including StarHub, Singtel, M1, MyRepublic, and CirclesLife.
• Earn 3% cashback on recurring electricity bills from selected providers including Sembcorp Power, Senoko Energy, and Keppel Electric.
• Rebates are capped at S$80 per calendar month.
• Enjoy a 2-year annual fee waiver of S$194.40 per year.

Cash Back

• Earn 6% cashback on everyday local and overseas dining expenses.
• Get 6% cashback on online food delivery services such as Deliveroo and Foodpanda.
• Benefit from up to 22.1% fuel savings at Caltex stations and up to 20.2% at Esso.
• Receive 3% cashback on local, overseas, and online groceries, including Redmart, FairPrice Online, and Honestbee.
• Enjoy 3% cashback on local and overseas private hire rides, including SimplyGo, Grab, ComfortDelGro, Go-jek, and TADA.
• Earn 3% cashback on online bookings for air travel, cruises, hotels, and tours through platforms such as Agoda and Airbnb.
• Receive 3% cashback on recurring bills for telecommunication and electricity services.
• For all other spending, get 0.3% cashback.
• Min. spend of $800/month, cap S$80/month

Dining

• 6% cashback on local and overseas dining, everyday

• 6% cashback on online food delivery e.g. Deliveroo and Foodpanda

• Min. spend of $800/month, cap S$80/month

Buffet Promotion

• 1-for-1 hotel buffet promotions including Sun’s Cafe at Hotel Grand Pacific

• 6% cash back on dining (local & overseas)

• Up to 30% off on drinks at selected hotels & resorts

Grocery

• 3% cashback on local and overseas groceries

• 3% cashback on online local and overseas groceries e.g. Redmart, FairPrice Online and Honestbee

• Min. spend of $800/month, cap S$80/month

Overseas Spending

• Everyday Dining earns 6% cash back, which also applies to spending overseas.
• All petrol service stations overseas offer 5% cash back on fuel spending.
• Overseas groceries earn 3% cash back.
• Private hire rides overseas, such as Grab, Go-jek, and TADA, earn 3% cash back.
• Online bookings for air, cruise, hotel, and tours, such as Agoda and Airbnb, earn 3% cash back.
• A minimum spend of S$800 per month is required.
• Cash back is capped at S$80.
• A foreign currency transaction fee of 3.25% applies.

Other Features

• Earn 6% cashback on everyday dining, including local, overseas, and online food delivery.
• Enjoy 5% cashback on fuel spending at all petrol service stations, both locally and overseas.
• Get up to 22.1% fuel savings at Caltex and 20.2% at Esso.
• Earn 3% cashback on groceries, land transport, online travel, recurring telco, and electricity bills.
• Everything else earns 0.3% cashback.
• The principal card’s annual fee of S$194.40 is waived for two years, subsequent years waived with a minimum spend of S$10,000 per annum.
• LOANPANDA strives to provide accurate and up-to-date information, but please note that information from financial institutions, service providers, or product sites may differ. LOANPANDA is not liable to compensate customers if the information is not as updated as our partners’.

Eligibility

Singaporean/PR Minimum Income

• S$30,000

Non-Singaporean Minimum Income

• S$45,000

Fees and Charges