Maybank Horizon Visa Signature

Key Features

  • S$1 = 8X Points
    on Dining, Petrol, Taxi and Hotel Bookings at Agoda
  • S$1 = 5X Points
    on Air Tickets, Travel Packages and Foreign Currency Spend
  • 1 Point = 0.4 miles
    Rewards to Miles Conversion for Selected Airline Partners

Promotion

Rewards
  • For every S$1 spent on dining, petrol, taxi fares, and hotel bookings at Agoda.com/horizon, earn 3.2 air miles (equivalent to 8X TREATS Points).
  • Earn 2 air miles (equivalent to 5X TREATS Points) for every S$1 spent on air tickets, travel packages, and foreign currency transactions.
  • The minimum spend requirement is S$300 per month.
  • Bonus TREATS Points are capped at 30,000 per month.
  • For every dollar spent, earn 1X TREATS Point with no minimum spend amount.
  • With a minimum spend of S$400, enjoy complimentary lounge access.
  • Receive complimentary travel insurance coverage up to S$1,000,000.
Air Miles
  • Get 8X TREATS Points (equivalent to 3.2 air miles) per S$1 spent on dining, petrol, taxi fares, and hotel bookings at Agoda.com/horizon.
  • Get 5X TREATS Points (equivalent to 2 air miles) per S$1 spent on air tickets, travel packages, and foreign currency transactions.
  • Minimum spend of S$300 per month required.
  • Capped at 30,000 Bonus TREATS Points per month.
  • Get 1X TREAT Point (equivalent to 0.4 air miles) with no minimum spend required.
  • Enjoy complimentary lounge access with a minimum spend of S$1,000 in a single transaction on a retail purchase.
  • Receive complimentary travel insurance coverage of up to S$1,000,000.
Online Shopping
  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on air tickets, hotel bookings at Agoda.com/horizon, and online spend in foreign currency.
  • Minimum spend of S$300 per month required.
  • Bonus TREATS Points are capped at 30,000 per month.
  • Earn 1X TREATS Point with no minimum spend requirement.
Petrol
  • Get 8X TREATS Points (equivalent to 3.2 air miles) for every S$1 spent at all petrol stations in Singapore.
  • Capped at 30,000 Bonus TREATS Points per month.
  • Minimum spend of S$300 per month required.
  • Earn 1X TREATS Point with no minimum spend amount.
Dining
  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on selected dining merchants

  • Min spend: S$300 per month

  • Capped at 30,000 Bonus TREATS Points per month

  • 1X TREATS Point with no minimum spend

Overseas Spending
  • Earn 2 air miles (5X TREATS Points) for every S$1 spent on foreign currency transactions overseas

  • Minimum spend: S$300 per month

  • Capped at 30,000 Bonus TREATS Points per month

  • 1X TREAT Point with no minimum spend

Other Features

  • Earn 3.2 air miles (8X TREATS Points) for every S$1 spent on dining, petrol, taxi fares, and hotel bookings at Agoda.com/horizon.
  • Earn 2 air miles (5X TREATS Points) for every S$1 spent on air tickets, travel packages, and foreign currency transactions.
  • Get complimentary lounge access with a minimum spend of S$1,000 in a single transaction on a retail purchase. Accompanying guests can enjoy 20% off walk-in rates for lounge access.
  • Receive complimentary travel insurance up to S$1,000,000.
  • Enjoy a 3-year annual fee waiver.

Eligibility

Singaporean/PR Minimum Income
  • S$30,000
Non-Singaporean Minimum Income
  • S$60000. Malaysia Citizens (in employment for at least 1 year): S$45,000

Fees and Charges

  • Annual Principal Fee: S$180
  • Supplementary Annual Fee: Complimentary
  • Fee Waiver: Available for first 3 years, subsequent annual fee is waived with a total yearly minimum spend of S$18,000
  • Interest Free Period: 20 days
  • Annual Interest Rate: 26.90%
  • Late Payment Fees: 2.5% / month of any overdue previous balance or S$100 /month (whichever is greater)
  • Minimum Monthly Repayment: 5% or S$100, whichever is higher
  • Foreign Currency Transaction Fee: 3% or S$20, whichever is higher
  • Foreign Check Fee: N/A
  • Cash Advance Transaction Fee: 5% or S$15, whichever is higher
  • Overlimit Fee: N/A

Review

By LOANPANDA

The Maybank Horizon Visa Signature credit card offers attractive rewards for dining, petrol, taxi fares, and hotel bookings at Agoda.com/horizon, with 8X TREATS Points per S$1 spent. You can also earn 5X TREATS Points for air tickets, travel packages, and foreign currency transactions. The card comes with a minimum spend requirement of S$300 per month, and bonus TREATS Points are capped at 30,000 per month.

With a minimum spend of S$1,000, you can enjoy complimentary lounge access, and you’ll receive travel insurance coverage up to S$1,000,000. The card also comes with a 3-year annual fee waiver. Overall, this card is a good choice for frequent travelers and diners looking to earn air miles and rewards.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

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