Maybank World Mastercard

Apply now

Key Features

S$1 = 10X Points
on Dining, Retail & Petrol
1 Point = 0.5 miles
Rewards to Miles Conversion for Selected Airline Partners
Conversion Fee
Waived for each conversion of points to frequent flyer miles

Promotion

Petrol

Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on all petrol stations
Up to 19.1% exclusive savings on petrol

Rewards

Get 10X TREATS Points (or 4 air miles) per S$1 spent on selected dining and retail merchants, as well as all petrol stations.
Earn 1X Rewards for each S$1 spent on other retail purchases.
TREATS Points are non-expiring.
Enjoy a 50% discount on the usual TREATS Points when redeeming during your birthday month.

Shopping

Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected retail merchants

Dining

Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected dining merchants

Other Features

Earn 10X TREATS Points (or 4 air miles) for every S$1 spent at selected retail, dining merchants and all petrol stations
TREATS Points never expire
First year annual fee waived
Enjoy fee waiver for each conversion of points to frequent flyer miles
Save up to 19.1% exclusively on petrol
Complimentary green fees all year round at 100 participating golf clubs in 19 countries
Access to Plaza Premium airport lounge for free
Get VIP access to JetQuay
24/7 Mastercard Travel and Lifestyle Services available
Redeem points at 50% off the usual TREATS Points during your birth month.
Please note that at LOANPANDA, we make every effort to ensure that our information is accurate and up to date. However, the information you see when you visit a financial institution, service provider, or specific product site may differ from ours. LOANPANDA is not responsible for any discrepancies and is not liable to compensate the customer.

Eligibility

Singaporean/PR Minimum Income

S$80,000

Non-Singaporean Minimum Income

S$80,000

Fees and Charges

Annual Principal Fee: S$240
Supplementary Annual Fee: Free
Fee Waiver: Available with a total minimum spend of S$24,000 per annum from 2nd year onwards
Interest Free Period: 20 days
Annual Interest Rate: 26.90%
Late Payment Fees: 5% or S$100, whichever is higher
Minimum Monthly Repayment: 3% or S$20, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 5% or $15, whichever is higher
Overlimit Fee: N/A

Review

By LOANPANDA

The Maybank World Mastercard offers generous rewards for dining, retail, and petrol spending with a high earn rate of 10X TREATS Points or 4 air miles per S$1 spent.

Cardholders also enjoy a waived conversion fee for frequent flyer miles, as well as other perks such as fee waivers, complimentary green fees at participating golf clubs, and access to airport lounges. The card is suitable for individuals with a minimum income of S$80,000 and is a great choice for those looking to earn rewards for their everyday spending.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.