ICBC Global Travel MasterCard Credit Card

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Key Features

1.5%
Cash Back on Local Spend
3%
Cash Back on Overseas Spend
3 years
Annual Fee Waiver

Promotion

Cash Back

1.5% unlimited cash back on Local Spend
3% unlimited cash back on Overseas Spend
No minimum spend required
No Cap on cash back

Grocery

1.5% unlimited cash back on Local Spend
3% unlimited cash back on Overseas Spend
No minimum spend required
No Cap on cash back

Dining

1.5% unlimited cash back on Local Spend
3% unlimited cash back on Overseas Spend
No minimum spend required
No Cap on cash back

Overseas Spending

3% unlimited cash back on Overseas Spend
No minimum spend required
No Cap on cash back

Shopping

1.5% unlimited cash back on Local Spend
3% unlimited cash back on Overseas Spend
No minimum spend required
No Cap on cash back

Other Features

Earn up to 3% unlimited cash back on all your local and overseas spending.
There’s no minimum spend or maximum cap in the amount of cash back you can earn.
Enjoy complimentary access to Dragon Pass Lounges, which include Plaza Premium Lounge, SATS Premier Lounge and more.
Get your annual fee waived for three years.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$30,000

Fees and Charges

Annual Principal Fee: S$150
Supplementary Annual Fee: S$75
Fee Waiver: Available
Interest Free Period: 25 days
Annual Interest Rate: 24.00%
Late Payment Fees: S$40
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 2.50%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 5% or S$15, whichever is higher
Overlimit Fee: N/A

Review

By LOANPANDA

ICBC Global Travel MasterCard Credit Card is a great choice for those who want to earn cashback on both local and overseas spending without any minimum spend or cap on the amount of cashback earned. Cardholders can enjoy up to 1.5% unlimited cashback on local spend and 3% on overseas spend, as well as free access to Dragon Pass Lounges.

The annual fee is waived for the first three years, making it an affordable option for many. With a low minimum income requirement of S$30,000 for both Singaporeans/PRs and non-Singaporeans, this card is accessible to many.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.