Promotion

Air Miles

• Earn 4 air miles for every S$1 spent on 10X bonus point categories, including Visa PayWave and Apple Pay contactless payment methods, online spending, food deliveries, and travel bookings.
• You can convert your HSBC rewards points to air miles by signing up for the HSBC Mileage Programme. However, please note that a S$42.80 annual programme fee applies, and the transfer process takes up to 3 weeks.
• You can convert 25,000 HSBC rewards points to 10,000 Singapore Airlines Krisflyer miles online via the HSBC Rewards redemption catalogue.
• You can also convert 25,000 HSBC rewards points to 10,000 Cathay Pacific Asia Miles online via the HSBC Rewards redemption catalogue.

Online Shopping

• Download Entertainer with HSBC app for worldwide dining and hotel 1 for 1 deals and discounts.

Rewards

• Earn 1 reward point per S$1 spent with no rewards cap as the base earn rate.
• Get a bonus of 10X Points or 4 Miles in addition to the base 1 reward point. This means you earn 9 extra reward points on every S$1 spent on Visa PayWave and Apple Pay contactless payment methods, online spending, food deliveries, and travel bookings.
• Bonus rewards points earned are capped at 9,000 reward points per calendar month, equivalent to approximately S$1,000 spent per month.
• For eligible travel-related transactions, including airlines, car rentals, hotels, cruises, agencies, and tour operators, you can earn rewards points.
• For eligible departmental and retail stores transactions, such as computer and network services, electronic and camera stores, florists, marketplaces, department stores, duty-free, clothing, shoes, jewellery, leather and accessories stores, book, music and record stores, drug stores, and pharmacies, you can earn rewards points.
• For eligible groceries and dining transactions, including grocery stores, supermarkets, candy, nuts, confectionery stores, bakeries, caterers, eating places and restaurants, bars, drinking places, nightclubs, fast food restaurants, and food delivery platforms such as GrabFood, FoodPanda, and Deliveroo, you can earn rewards points.
• For eligible transport transactions, including taxicabs and limousines such as Grab and Gojek rides, you can earn rewards points.
• For eligible memberships transactions, including athletic recreational and golf, and country clubs, you can earn rewards points.
• Redeem your rewards points for home, dining, retail, travel, or charity cash vouchers online, or offset cash rebates on transactions online via rewards catalogue or offset transactions via the HSBC mobile app.
• Please note that general exclusions apply under HSBC Rewards terms and conditions. Payments made via EZ-Link, YouTrip, AXS, tax, utilities, cash advances, and payments to financial, governmental, insurance, and educational institutions do not qualify for cashback.
• HSBC Rewards points earned expire 37 months from the date of issuance, which is equivalent to 3 years and 1 month.

Petrol

• 16% instant discount at Caltex

• 14% instant discount at Shell

Other Features

• 10X Reward points (equivalent to 4 miles or 2.5% Cashback) on online purchases and contactless payments.
• 1X Reward point for all other types of spending.
• No min. spend required.
• No annual fee
• Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
• Cap of 10,000 rewards points per calendar month on eligible purchases. Other terms apply.

Eligibility

Singaporean/PR Minimum Income

• S$30,000

Non-Singaporean Minimum Income

• S$40,000

Fees and Charges