DBS yuu Visa Card

Key Features

  • S$1 = 1X yuu Point
    No limit. No Cap.
  • up to 30X yuu Points
    On your daily spend
  • Unlimited
    Points Cap

Promotion

Rewards
  • S$1 spend = 1 yuu Point. No min. spend. No cap.

Grocery
  • S$1 spend = 1 yuu Point. No min. spend. No cap.

  • 5X Points on participating yuu merchants

Dining
  • S$1 spend = 1 yuu Point. No min. spend. No cap.

  • 5X Points on participating yuu merchants

Other Features

  • Earn unlimited yuu Points with every S$1 spent, without any limits or caps.
  • Get up to 30X Points when you shop at participating yuu merchants.
  • Earn 1X Point for all other purchases.
  • Ideal for everyday essentials such as groceries, dining, telco, and leisure activities.
  • Enjoy additional rewards at popular retailers like Cold Storage, Giant, Guardian, BreadTalk, ToastBox, Food Republic, Food Junction, Mandai Wildlife Group, and more.
  • At LOANPANDA, we make every effort to ensure our information is accurate and current. However, the details may differ from what you see on the financial institution’s or service provider’s website. LOANPANDA will not be held accountable for any outdated information provided by our partners.

Eligibility

Singaporean/PR Minimum Income
  • S$30,000
Non-Singaporean Minimum Income
  • S$ 45,000

Fees and Charges

  • Annual Principal Fee: S$194.40(inclusive of GST)
  • Supplementary Annual Fee: S$97.20(inclusive of GST)
  • Fee Waiver: First year waiver
  • Interest Free Period: 25 days
  • Annual Interest Rate: 26.80%
  • Late Payment Fees: S$100 for outstanding balance above S$50
  • Minimum Monthly Repayment: 3% of statement balance or S$50 (whichever is greater)
  • Foreign Currency Transaction Fee: 3.25%, on top of the prevailing foreign exchange rate determined by Visa
  • Foreign Check Fee: N/A
  • Cash Advance Transaction Fee: 8% of the amount withdrawn per transaction or S$15 (whichever is greater)
  • Overlimit Fee: S$40

Review

By LOANPANDA

The DBS yuu Visa Card is a great choice for those looking to earn rewards on their everyday spending. With no limit or cap on the points you can earn, you can accumulate points quickly and easily. The card also offers up to 30X points when you shop at participating yuu merchants, making it an ideal option for those who frequent these outlets. Plus, you can earn 5X points on dining and groceries at participating yuu merchants.

The card comes with a first-year fee waiver, and the minimum income requirement is reasonable. The only downside is the relatively high annual interest rate of 26.80%. Overall, it’s a solid option for those looking for a rewards credit card.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

X