DBS yuu American Express® Card

Apply now

Key Features

S$1 = 1X yuu Point
No limit. No Cap.
up to 30X yuu Points
On your daily spend
Unlimited
Points Cap

Promotion

Rewards

S$1 spend = 1 yuu Point. No min. spend. No cap.

Grocery

S$1 spend = 1 yuu Point. No min. spend. No cap.
5X Points on participating yuu merchants

Dining

S$1 spend = 1 yuu Point. No min. spend. No cap.
5X Points on participating yuu merchants

Other Features

Earn 1 yuu Point for every S$1 spent with no limit or cap.
Get up to 30X Points at participating yuu merchants.
Earn 1X Point for all other spending.
Ideal for daily essentials like groceries, dining, telco, and recreation.
Receive additional rewards from Cold Storage, Giant, Guardian, BreadTalk, ToastBox, Food Republic, Food Junction, Mandai Wildlife Group, and many more.
LOANPANDA aims to keep our information accurate and up to date. However, this information may differ from what you see on financial institution, service provider, or specific product sites. LOANPANDA will not be responsible for compensating customers for any outdated information provided by our partners.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$45,000

Fees and Charges

Annual Principal Fee: S$194.40(inclusive of GST)
Supplementary Annual Fee: S$97.20(inclusive of GST)
Fee Waiver: First year waiver
Interest Free Period: 25 days
Annual Interest Rate: 26.80%
Late Payment Fees: S$100 for outstanding balance above S$50
Minimum Monthly Repayment: 3% of statement balance or S$50 (whichever is greater)
Foreign Currency Transaction Fee: 3.25%, on top of the prevailing foreign exchange rate determined by Visa
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8% of the amount withdrawn per transaction or S$15 (whichever is greater)
Overlimit Fee: S$40

Review

By LOANPANDA

The DBS yuu American Express® Card offers an unlimited and uncapped earning potential with 1 yuu Point for every S$1 spent, making it an ideal card for daily essentials like groceries, dining, and telco. Cardholders can earn up to 30X yuu Points at participating yuu merchants and enjoy additional rewards at popular retailers like Cold Storage, Giant, and Guardian.

With a first-year fee waiver and 25 days interest-free period, this card is an attractive option for those looking to earn rewards without any limits or caps. However, customers should note the relatively high annual interest rate of 26.80% and other associated fees.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.