DBS Woman’s Card

Apply now

Key Features

S$5 = 5 DBS Points
on Online Spend
S$5 = 1 DBS Point
on Other Spend
Extra 5% Cashback
on Overseas Shop & Dine

Promotion

Rewards

DBS Points earned in the first year of your card application will expire one year from the application date. DBS Points earned thereafter will expire one year from the earned date.
You can redeem your DBS Points for a range of rewards, including Apple products via the DBS Apple Rewards Store, NTUC and Takashimaya vouchers, Golden Village movie tickets, instant redemption to offset purchases on the PayLah! app and InstaRewards on the DBS Lifestyle app, or airlines miles with frequent flyer programs (subject to S$26.75 admin fee and takes 7 working days).

Online Shopping

Complimentary e-Commerce Protection for online purchases
5X DBS Points per S$5 on online purchases
2 Miles per S$1 on online spend

Other Features

5X DBS Points per S$5 online spend
1X DBS Points per S$5 / 0.4 miles per S$1 on other spend
Complimentary e-Commerce Protection on online purchases
Enjoy first year annual fee waiver
Bonus 5% Cashback on overseas shop and dine spend (Till 31 Mar 2023, T&Cs apply)
LOANPANDA aims to keep our information accurate and up to date. However, this information may differ from what you see on financial institution, service provider, or specific product sites. LOANPANDA will not be responsible for compensating customers for any outdated information provided by our partners.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$45,000

Fees and Charges

Annual Principal Fee: S$162
Supplementary Annual Fee: S$81
Fee Waiver: First year waiver
Interest Free Period: 25 days
Annual Interest Rate: 26.80%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is greater
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8% or S$15, whichever is greater
Overlimit Fee: N/A

Review

By LOANPANDA

The DBS Woman’s Card offers a fantastic rewards program for women who love shopping online. Earn 5 DBS Points for every S$5 spent on online purchases, and redeem them for a variety of rewards, including Apple products, NTUC and Takashimaya vouchers, Golden Village movie tickets, or airlines miles with frequent flyer programs.

The card also comes with e-Commerce Protection for added security when shopping online. Additionally, enjoy a bonus 5% cashback on overseas shopping and dining until 31 March 2023. With a first year annual fee waiver, this card is a great choice for women who want to earn rewards for their spending.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.