DBS Vantage Visa Infinite Card

Key Features

  • S$1 = 1.5 miles or 1.5% cashback
    Local Spend
  • S$1 = 2.2 miles or 2.2% cashback
    Overseas Spend
  • 25,000 Bonus Miles
    when you pay the Card’s Annual Fee

Promotion

Grocery
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Bill Payment
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Air Miles
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Petrol
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Online Shopping
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Overseas Spending
  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Dining
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Cash Back
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Shopping
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Entertainment
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Rewards
  • 1.5 miles or 1.5% cashback for every S$1 local spend

  • 2.2 miles or 2.2% cashback for every S$1 overseas spend

Other Features

  • Flexibly switch your rewards between earning up to 2.2 miles per S$1 or 2.2% Cashback
  • Get a complimentary Accor Plus Explorer membership with a free hotel night stay
  • Enjoy a complimentary Digital Priority Pass™ Membership and 10 free lounge visits within each 12-month period to over 1,300 airport lounges worldwide
  • Exclusive dining privileges at Singapore’s finest dining establishments, including Michelin-awarded restaurants for members only
  • Receive 25,000 bonus miles (equivalent to 12,500 DBS Points) when you pay the annual fee of S$594 (excluding GST)
  • At LOANPANDA, we strive to keep our information accurate and up to date. However, this information may differ from what you see when you visit a financial institution, service provider, or specific product site. LOANPANDA is not liable to compensate the customer if the information is not as up-to-date as our partner’s.

Eligibility

Singaporean/PR Minimum Income
  • S$120,000
Non-Singaporean Minimum Income
  • S$120,000

Fees and Charges

  • Annual Principal Fee: $594 (exclusive of GST)
  • Supplementary Annual Fee: S$0
  • Fee Waiver: While the Annual Fee is strictly non-waivable for the first year, you will enjoy a waiver in the subsequent years if a minimum of S$60,000 worth of retail spend is made in the preceding Card Year..
  • Interest Free Period: 25 days
  • Annual Interest Rate: 26.80%
  • Late Payment Fees: $100 for outstanding balance above $50
  • Foreign Currency Transaction Fee: 3.25%, on top of the prevailing foreign exchange rate determined by Visa
  • Cash Advance Transaction Fee: 8% of the amount withdrawn per transaction or S$15 (whichever is greater)

Review

By LOANPANDA

The DBS Vantage Visa Infinite Card offers flexible rewards that allow you to earn up to 2.2 miles per S$1 or 2.2% cashback on all your spending, both locally and overseas. You can also enjoy various benefits, such as a complimentary Digital Priority Pass membership and 10 free lounge visits per year, exclusive dining privileges, and a free hotel night stay with a complimentary Accor Plus Explorer membership.

The annual fee is S$594 (excluding GST), but you can get a waiver in subsequent years by spending at least S$60,000 in the preceding year. Overall, this card is an excellent choice for frequent travelers and shoppers who want to earn rewards and enjoy exclusive perks.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

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