DBS Live Fresh Student Card

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Key Features

5%
Cash Back on McDonald’s, Starbucks, Netflix etc.
^S$500
Spending Cap
^S$0
Min. Income

Promotion

Student

Get 0.3% cashback on all other spend.
Contactless payments: Visa Contactless, Apple Pay, Samsung Pay, Google Pay
Enjoy 5-year annual fee waiver

Cash Back

Enjoy 5% Cashback on purchases at McDonald’s, McDelivery, Starbucks, Golden Village, Netflix, and Spotify.
Receive an additional 5% Green Cashback when you shop at selected Eco-Eateries, Retailers, and Transport Services.
For all other spending categories, you can earn 0.3% cashback on all transactions. Please note that certain exclusions apply, such as payments made through AXS, to educational, financial, governmental, and medical institutions, payment service providers, and cash advances.
Cashback is capped at S$50 per calendar month and divided into three categories: S$15 for eligible Sustainable Spend, S$15 for eligible Merchant Spend, and S$20 for All Other Spend for each calendar month.

Dining

Get 5% Cashback on McDonald’s, McDelivery, Starbucks
Additional 5% Green Cashback on selected Eco-Eateries

Other Features

The card is Singapore’s first-ever eco-friendly recycled card, made from 85.5% recycled plastic.
Get 5% cashback on popular merchants such as McDonald’s, McDelivery, Starbucks, Golden Village, Netflix, and Spotify.
Enjoy an additional 5% green cashback on selected eco-eateries, retailers, and transport services.
0.3% Cashback on All Other Spend
Enjoy 5 years annual fee waiver
No minimum spend is required to enjoy the benefits of the card.
There is no minimum income requirement to apply for the card.
Applicants must be students between the ages of 21 and 27 who are currently enrolled in one of the following institutions: NUS, NTU, SIM, SIT, SMU, SUSS, SUTD, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic.
The credit limit for the card is capped at S$500 per calendar month.
LOANPANDA strives to provide accurate and up-to-date information, although this may differ from what you see on a financial institution, service provider, or specific product site. LOANPANDA is not liable to compensate the customer if the information is not as updated as the partner’s.

Eligibility

Singaporean/PR Minimum Income

Non-Singaporean Minimum Income

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: N/A
Fee Waiver: First 5 year waived
Interest Free Period: 25 days
Annual Interest Rate: 26.80%
Late Payment Fees: S$100 for outstanding balance above S$50
Minimum Monthly Repayment: 3% or S$50, whichever is greater
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: N/A
Overlimit Fee: S$40

Review

By LOANPANDA

The DBS Live Fresh Student Card is the perfect card for students who want to earn cashback on their purchases without having to worry about a minimum income requirement or annual fees. The card offers a 5% cashback on popular merchants such as McDonald’s, McDelivery, Starbucks, Golden Village, Netflix, and Spotify. Additionally, students can earn an extra 5% Green Cashback on selected Eco-Eateries, Retailers, and Transport Services.

There is no minimum spend required to enjoy the benefits of the card, and the credit limit is capped at S$500 per calendar month. With a 5-year annual fee waiver and no income requirement, this card is a great choice for students looking to save money.