DBS Esso Card

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Key Features

Up to 21.6%
Fuel Savings at Esso
1 Smiles Point
per S$10 charged outside of Esso
1 Smiles Point
per 1 Litre of Synergy Fuel

Promotion

Petrol

Get up to 21.6% total fuel savings.
Earn 1 Base Smiles Point for every litre of Synergy Fuel purchased at any Esso Station.
Redeem S$10 and S$30 worth of Synergy fuel instantly with 300 and 750 Smiles Points respectively.

Other Features

Apply for DBS Esso Card today and get up to S$120 fuel savings!
Redeem free fuel with Smiles Points earned from all your shopping, dining, and other card retail spends.
Enjoy up to 21.6%* fuel savings and 2.4% Smiles savings.
LOANPANDA strives to maintain accurate and up-to-date information. However, the information may differ from what you see on financial institution, service provider, or specific product websites. LOANPANDA will not compensate customers for any outdated information provided by our partners.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$45,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: S$97.20
Fee Waiver: First year waiver
Interest Free Period: 25 days
Annual Interest Rate: 26.80%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is greater
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8% or S$15, whichever is greater
Overlimit Fee: S$40

Review

By LOANPANDA

The DBS Esso Card offers up to 21.6% fuel savings and 1 Smiles point per S$10 spent outside Esso, making it an ideal card for those who frequently purchase fuel at Esso stations. With the ability to redeem Smiles points for free fuel and the first year annual fee waiver, this card offers great value for those looking to save on their fuel expenses.

However, the eligibility criteria of a minimum income of S$30,000 for Singaporeans and PRs and S$45,000 for non-Singaporeans may limit some users from applying. Overall, the DBS Esso Card is a solid choice for those looking to maximize their fuel savings.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.