Promotion

Shopping

• You can earn 10X Citi Rewards for every S$1 spent at worldwide department stores and retail stores for clothing, shoes, and bags.
• Some of the department stores include Shopee App, Lazada, Taobao App, Tokyu Hands, etc.
• Clothing stores that are eligible for the rewards program include shops that sell infant, children’s, women’s, men’s, sports clothing, shoes, accessories, luggage, and leather goods such as Zalora, Mr. Porter, Gap, and Love Bonito.
• Some merchants are excluded from the rewards program, including mobile wallet services like GrabPay, and travel-related merchants like airlines.
• You can earn and accumulate Citi Miles, Citi ThankYou PointsSM, or Cash Back quickly with Citi PayAll when you pay your big-ticket bills like rent, insurance premiums, education expenses, taxes, utilities, and more.

Online Shopping

• Earn 10X Citi Rewards per S$1 spent on online purchases, including groceries.
• Eligible online grocery merchants include Cold Storage, EAMart, NTUC FairPrice, Giant, Sheng Siong, Market Place by Jasons, Don Don Donki, Taobao website, and more.
• With Citi PayAll, you can earn and accumulate Citi Miles, Citi ThankYou PointsSM, or Cash Back quickly when you pay for big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities, and more.

Rewards

• The base earn rate for reward points is 1X Reward per S$1 spend.
• In addition to the base rate, the 10X Citi Rewards program provides a bonus of 9X Rewards points per S$1 spend on eligible categories, totaling to 10X Rewards (or 4 miles equivalent) effectively.
• The 10X Citi Rewards Program caps bonus reward points at 9,000 Rewards points per statement month, and the maximum cap is 10,000 points per statement month.
• The eligible categories for the Citi 10X Rewards program are online shopping, rides with Grab, Gojek, and other similar services, online food delivery, and online groceries.
• You can redeem rewards points across multiple categories through the Citi ThankYou Rewards catalogue site for Apple AirPods with charging case for 74,200 points, shop with points at Amazon, and receive cash rebates, among other things.
• Rewards points have a validity of 60 months (5 years).
• You can quickly earn and accumulate Citi Miles, Citi ThankYou PointsSM, or cashback through Citi PayAll when you pay your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities, and more.

Dining

• Get 10% off online and in-stores with a minimum spend* by using the promo code CITILBNEWXXXXXX (XXXXXX refers to the first 6 digits of the Citi Card number).
• Quickly earn and accumulate Citi Miles, Citi ThankYou PointsSM, or Cash Back when you use Citi PayAll to pay for your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities, and more.

Petrol

• By combining the 5% Esso site discount, 5% Esso Smiles discount, and 4% Citi card discount, customers can enjoy up to 14% savings at Esso.
• Shell customers can enjoy up to 14% savings by combining the 5% Shell site discount, 5% Shell Escape discount, and 4% Citi card discount.
• Citi PayAll allows you to earn and accumulate Citi Miles, Citi ThankYou PointsSM, or Cash Back quickly when paying big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities, and more.

Buffet Promotion

• Use Citi PayAll to earn and accumulate Citi Miles, Citi ThankYou PointsSM, or Cash Back when paying for big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more.

Other Features

• You can earn 10X Rewards on online and shopping spends (excluding travel-related and mobile wallet transactions) as per the bank’s terms and conditions.
• Additionally, you can earn 10X Rewards on ride-hailing, online groceries, and food delivery spends, subject to applicable terms and conditions.
• The 10X Citi Rewards program offers an extra bonus of 9X Rewards points per S$1 spend on eligible categories, in addition to the base rate.
• The 10X Rewards are capped at 10,000 points per statement month and expire every 5 years.
• 10X Rewards equals 4 miles.
• For all other spends, you can earn 1X Rewards for every S$1 spent. There is no minimum spend requirement or cap.
• Citi PayAll allows you to quickly earn and accumulate Citi Miles, Citi ThankYou PointsSM, or cashback by paying your big-ticket bills, such as rent, insurance premiums, education expenses, taxes, utilities, and more.
• LOANPANDA strives to provide accurate and up-to-date information. However, the information presented may differ from what you see on a financial institution, service provider, or product site. LOANPANDA will not be liable to compensate the customer for any discrepancies between the information provided and that of our partner’s.

Eligibility

Singaporean/PR Minimum Income

• S$30,000

Non-Singaporean Minimum Income

• S$42,000

Fees and Charges