CIMB World Mastercard

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Key Features

Up to 2%*
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
^S$1,000
Min. spend per month to qualify for 2% Cashback
Unlimited
Cash Rebate cap

Promotion

Bill Payment

Enjoy 0% interest instalment payments with CIMB’s 0% i.Pay Plan (IPP), with a one-time processing fee.
The processing fee is 3% of the transaction amount for 6 to 12 months, and 5% for a 24-month tenure.
Save on your daily expenses and earn cash rebates with the instalment payment plan.

Shopping

Enjoy 0% interest instalment payments with CIMB’s 0% i.Pay Plan (IPP), with a one-time processing fee.
The processing fee is 3% of the transaction amount for 6 to 12 months, and 5% for a 24-month tenure.
Save on your daily expenses and earn cash rebates with the instalment payment plan.
0% instalment: Minimum of S$500 and maximum of S$30K can be converted per transaction.

CashBack

Enjoy 2%* Unlimited Cashback on categories such as Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods.
To be eligible for the 2% unlimited cashback on the mentioned categories, you must spend at least S$1,000 in the same statement month.
Get Unlimited 1%* Cashback on all other purchases.
If your spend in the same statement month is below S$1,000, you will qualify for 1% unlimited cashback on the mentioned categories.
Additional terms and conditions may apply.

Dining

2% Unlimited Cashback on Wine & Dine

Other Features

Earn 2% Unlimited Cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods. Get 1%* Cashback on all other spend.
Enjoy access to over 1,000 Airport Lounges through Mastercard® Airport Experiences Provided by LoungeKey.
Get 50% off Green Fees at golf courses across Asia through Mastercard®.
Benefit from no annual fees for life and apply for up to 4 supplementary cards with waived annual fees for all supplementary cards.
Enjoy access to over 1,000 regional deals with discounts up to 50%.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Fees and Charges

Annual Principal Fee: S$0
Supplementary Annual Fee: Free
Fee Waiver: Available
Interest Free Period: 23 days
Annual Interest Rate: 25.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.00%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 6% or S$15, whichever is higher
Overlimit Fee: S$50 or 5% of the excess amount, whichever is higher

Review

By LOANPANDA

The CIMB World Mastercard offers up to 2% unlimited cashback on categories such as Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods. To be eligible for the 2% unlimited cashback, you must spend at least S$1,000 in the same statement month. Additionally, you can earn unlimited 1% cashback on all other purchases.

There is no annual fee for the principal cardholder, and you can apply for up to 4 supplementary cards with waived annual fees for all supplementary cards. The card also comes with benefits such as access to over 1,000 airport lounges and discounts up to 50% on regional deals.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.