CIMB Visa Infinite

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Key Features

2%
Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
^S$2,000
Min. spend per month
Unlimited
Cash Rebate cap

Promotion

0% Instalment

Enjoy interest-free instalment payments from 6 to 24 months with CIMB 0% i.Pay Plan (IPP).
You can convert a minimum of S$500 and up to S$30K per transaction.There’s a one-time processing fee of 3% of the transaction amount for 6 to 12 months, and 5% for 24 months tenure.
However, you can still earn cash rebates on the instalment payment plan, which can help you save on your daily expenses.

CashBack

2% unlimited cashback on Travel
2% unlimited cashback on Overseas spending
2% unlimited cashback on Online Spend in Foreign Currency
The 2% cashback consists of the base cashback of 1% and an additional 1% cashback.
1% unlimited cashback on all other spend
To qualify for the 2% cashback, you must spend at least S$2,000 posted in the same statement month.
Other terms and conditions apply.

Other Features

Receive an annual S$400 credit to dine at more than 1,400 carefully selected restaurants locally and internationally.
Access the Tower Club for free.
Enjoy complimentary access, along with a supplementary cardholder and one guest each, to over 1,400 lounges including The Centurion Lounge, Priority Pass, and International American Express Lounges.
Stay at any of the 1,300 participating Fine Hotels & Resorts worldwide and enjoy special rates and unexpected perks worth up to S$800.
Attain instant higher-tier status in top hotel loyalty programs such as Marriott Bonvoy™ Gold Elite and Hilton Honors Gold.
Your Membership Rewards points will never expire.
At LOANPANDA, we are committed to providing accurate and up-to-date information. However, the information you see on the websites of financial institutions, service providers, or specific products may differ. LOANPANDA is not responsible for compensating customers in the event that the information is not as current as our partners’ sites.

Eligibility

Singaporean/PR Minimum Income

S$120,000

Fees and Charges

Annual Principal Fee: S$0
Supplementary Annual Fee: Free
Fee Waiver: Available
Interest Free Period: 23 days
Annual Interest Rate: 25.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.00%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 6% or S$15, whichever is higher
Overlimit Fee: S$50 or 5% of the excess amount, whichever is higher

Review

By LOANPANDA

The CIMB Visa Infinite card offers attractive benefits for frequent travelers and online shoppers. With unlimited 2% cashback on travel, overseas spending, and online spend in foreign currency, cardholders can save on their expenses. The minimum spend requirement of S$2,000 per statement month is manageable for those who can fully utilize the card benefits.

In addition to the cashback, the card also provides access to exclusive dining privileges, airport lounges, and hotel perks. The annual fee is waived, and there is a 0% interest instalment plan available. However, the high income requirement of S$120,000 may limit eligibility for some users.