American Express Singapore Airlines KrisFlyer Credit Card

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Key Features

S$1 = 1.1 Miles
Local Spend
S$1 = 2 Miles
Overseas Spend
S$1 = 3.1 Miles
on Eligible Grab transactions, capped at $200 per month

Promotion

Travel

Enjoy 1.1 KrisFlyer miles = S$1 for all eligible card spend.
Get 2 KrisFlyer miles = S$1 in foreign currency spent overseas in June & December with no cap, and 2 KrisFlyer miles = S$1 for eligible purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop with no cap.
For eligible Grab Singapore transactions, receive 3.1 KrisFlyer miles = S$1, capped at S$200 per month.
Receive 5,000 KrisFlyer miles upon first spend on the card, applicable for first-time American Express Singapore Airlines Credit Card applicants only.
All KrisFlyer miles earned have no conversion fee and are conveniently credited directly into your KrisFlyer account.
Get up to S$350,000 Travel Inconvenience & Travel Accident Benefits.

Overseas Spending

Competitive 2.95% foreign currency transaction fee

CashBack

If you spend S$12,000 or more on eligible purchases on singaporeair.com within the qualifying period, you will receive S$150 cashback on your next purchase on singaporeair.com.

Shopping

This offer allows you to make 0% interest instalment payments at participating Pay Small merchants. You can spread your payments over a period of time without incurring any interest charges.

Other Features

For all eligible card spend, earn 1.1 KrisFlyer miles = S$1
Earn 2 KrisFlyer miles = S$1 in foreign currency spent overseas in June & December with no cap
For eligible purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop, earn 2 KrisFlyer miles = S$1 with no cap
Earn 3.1 KrisFlyer miles = S$1 for eligible Grab Singapore transactions, capped at S$200 per month
Get 5,000 KrisFlyer miles upon first spend on card, applicable for first-time American Express Singapore Airlines Credit Card applicants only
Spend S$12,000 or more on eligible purchases on singaporeair.com within the qualifying period and receive S$150 cashback on your next purchase on singaporeair.com
Enjoy first-year annual fee waiver
Receive up to S$350,000 Travel Inconvenience & Travel Accident Benefits
Although LOANPANDA makes every effort to ensure that the information is accurate and current, please note that the information you see on a financial institution, service provider, or specific product site may differ. LOANPANDA will not be responsible for compensating the customer in the event that the information is not as up-to-date as that provided by our partner.

Eligibility

Singaporean/PR Minimum Income

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Non-Singaporean Minimum Income

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Fees and Charges

Annual Principal Fee: S$178.20 (incl. of 8% GST with effect from 1 Jan 2023)waived for the first year
Supplementary Annual Fee: S$54 (incl. of 8% GST with effect from 1 Jan 2023). waived for the first year
Fee Waiver: Available
Interest Free Period: 22 days
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or $50, whichever is higher
Foreign Currency Transaction Fee: 2.95%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 5%
Overlimit Fee: N/A

Review

By LOANPANDA

The American Express Singapore Airlines Credit Card offers a great opportunity for frequent flyers to earn KrisFlyer miles, with 1.1 miles for every S$1 spent locally, 2 miles for every S$1 spent overseas, and 3.1 miles for eligible Grab transactions. The card also provides attractive promotions, such as 5,000 bonus KrisFlyer miles upon the first spend and 0% interest installment payments at participating merchants.

In addition, cardholders can receive up to S$350,000 travel inconvenience and accident benefits. With a first-year annual fee waiver and various eligibility requirements, this card is a great option for those looking to maximize their travel rewards.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.