Standard Chartered CashOne

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Key Features

3.48%
Interest Rate*
Loan Approval Time
Instant approval
^S$0
Processing Fee

Other Features

The interest rate of 3.48% is based on the applicant’s credit risk and is not guaranteed.
Please note that the rates provided to you are customised and may differ from the displayed rates. Standard Chartered Bank is regulated by the Monetary Authority of Singapore.
The maximum loan amount is capped at S$250,000.
Note that there are no processing fees, but a first-year annual fee of $199 applies. A $50 annual fee applies in subsequent years, which can be waived if all payments are received by the due date for the past 12 months.
Find out more about the key features and details of Standard Chartered CashOne Loan.
If you require an emergency loan, explore the various personal loans with fast approval options available.

Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

between 21 and 65 years of age

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

S$20,000

Fees and Charges

Annual Fee: S$199
Processing Fee: S$0
Restructuring Fee: S$50 for change of loan tenure
Late Payment Fee: S$100
Full Repayment Penalty: $150 or 3% of the outstanding principal, whichever is higher

Review

By LOANPANDA

The Standard Chartered CashOne loan offers instant approval and a competitive interest rate of 3.48%, based on the applicant’s credit risk. With no processing fees, it is an attractive option for those seeking a personal loan of up to S$250,000. However, there is an annual fee of S$199 in the first year and S$50 in subsequent years, which can be waived if all payments are received on time.

The loan is available to Singaporean/PR individuals aged 21-65, with a minimum annual income of S$20,000. Late payment fees and penalties for full repayment are also applicable. Overall, it is a convenient and affordable option for eligible applicants.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.