Promotion

Shopping

• Get S$250 Lazada and RedMart vouchers by spending S$250 on Lazada and Redmart. Terms and conditions apply.
• Earn 5 times reward points on dining, travel, entertainment, and commute.
• Earn 1 times reward points on all other spending, with no cap.
• The maximum cap for accelerated rewards is 9,000 points per statement month. The bank’s terms and conditions apply.
• Enjoy complimentary shipping rebates on Lazada with a minimum spend of S$50 per transaction, with a maximum of 4 shipping rebates per calendar month. Terms and conditions apply.
• Redeem your reward points with Citi Pay with Points or for cash rebate via SMS.
• Citi Lazada Credit Cardholders get exclusive offers on Lazada throughout the year.

Air Miles

• You have the freedom to use your Reward Points through the Citi Global Rewards Platform in a variety of ways:
• Pay with Points: You can use your points to offset transactions at participating merchants, including Lazada, Grab, and Qoo10, as well as when you dine out or buy groceries.
• Always Pay With Points: You can enroll in this program to automatically offset purchases with your points at selected merchants.
• Shop with Points: You can also use your points to offset purchases directly on Citi’s partner websites.
• Cash Rebates: Redeem your points for cash rebates to your statement with a simple SMS, through MBOL or CBOL. A minimum of 4,400 points are required for S$10 cash rebate.
• Travel Portal: Book flights, hotels, car rentals, and local tours worldwide using your points.
• Points Transfer: You can transfer your rewards to local and global partner loyalty programs for a fee.
• Catalogue: Finally, you can redeem your points for a wide range of vouchers, e-vouchers, and merchandise.

Cash Back

• Reward points can be redeemed for cash rebate via Citibank Mobile or Citibank Online or used to offset retail transactions via Pay with Points.

Online Shopping

• Get S$250 Lazada and RedMart vouchers by spending S$250 on Lazada and Redmart. Terms and conditions apply.
• Earn 5 times reward points on dining, travel, entertainment, and commute.
• Earn 1 times reward points on all other spending, with no cap.
• The maximum cap for accelerated rewards is 9,000 points per statement month. The bank’s terms and conditions apply.
• Enjoy complimentary shipping rebates on Lazada with a minimum spend of S$50 per transaction, with a maximum of 4 shipping rebates per calendar month. Terms and conditions apply.
• Redeem your reward points with Citi Pay with Points or for cash rebate via SMS.
• Citi Lazada Credit Cardholders get exclusive offers on Lazada throughout the year.

Rewards

• Purchases on Lazada earn 10X Reward Points
• Dining, travel, entertainment, and commute expenses earn 5X Reward Points
• Earn 1X Reward Points on all other purchases with no cap
• The maximum cap for Accelerated Rewards is 9,000 Points per statement month. Bank’s T&Cs apply.
• Complimentary shipping rebates are available for Lazada transactions with a minimum spend of S$50 per transaction, capped at 4 shipping rebates per calendar month. T&Cs apply.
• Redeem your Reward Points with Citi Pay with Points or for cash rebates via SMS and enjoy the freedom of choice.
• Exclusive offers are available on Lazada throughout the year for Citi Lazada Credit Cardholders only.

Entertainment

• 5X Reward Points on Entertainment

• Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank’s T&Cs apply.

Petrol

• Esso: 5% Esso site discount + 5% Esso Smiles discount + 4% Citi card discount = Total of 14% savings effectively

• Shell: 5% Shell site discount + 5% Shell Escape discount + 4% Citi card discount = Total of 14% savings effectively

Dining

• Earn 5X Reward Points on dining purchases.
• Accelerated Rewards are subject to a cap of 9,000 points per statement month, according to the bank’s terms and conditions.
• Get SGD6 off for every SGD60 spent at Dancing Crab, with a discount cap of SGD60. This promotion applies to both dine-in and takeaway orders.

Other Features

• Get S$250 Lazada and RedMart Vouchers when you spend S$250 on Lazada & Redmart. T&Cs apply.
• Earn 10X Rewards (10 Points for every $1 spent) on Lazada purchases.
• Enjoy 5X Reward Points on Dining, Travel, Entertainment, and Commute.
• Accelerated Rewards are capped at a maximum of 9,000 Points per statement month. Bank’s T&Cs apply.
• Citi Lazada Credit Cardholders get exclusive offers on Lazada throughout the year.
• Earn unlimited 1X Reward Points on everything else.
• Enjoy complimentary shipping rebates capped at 4 per calendar month with min. spend of S$50 per transaction on Lazada. T&Cs apply.
• Principal cardholders get their first-year annual fee waived.
• LOANPANDA strives to keep information accurate and up-to-date. However, information on a financial institution, service provider, or specific product site may differ from what is provided here. LOANPANDA will not compensate the customer if the information is not as updated as our Partner’s.

Eligibility

Singaporean/PR Minimum Income

• S$30,000

Non-Singaporean Minimum Income

• S$42,000

Fees and Charges