SAFRA DBS Card

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Key Features

  • 3% Cash Rebate
    on Local MasterCard contactless transactions
  • 3% Cash Rebate
    on Online Transactions
  • S$1 = 1 SAFRA Point
    Spend to SAFRA Points Conversion

Other Features

  • Get up to 3% cash rebate on local Mastercard contactless transactions and online shopping, and enjoy exclusive access to 6 SAFRA Clubhouses islandwide.
  • Earn 3% cash rebate on local Mastercard contactless transactions, including bus and train rides with SimplyGo.
  • Earn 3% cash rebate on online transactions.
  • Earn 0.3% cash rebate on all other retail transactions.
  • Enjoy exclusive access to 6 SAFRA Clubhouses islandwide, with access to facilities including swimming pools, gyms, and entertainment facilities.
  • Earn 1 SAFRAPOINT for every dollar spent at participating outlets and facilities at SAFRA, in addition to Credit/Debit cash rebates.
  • Please note that while we strive to keep our information accurate and up to date, there may be differences between the information we provide and what you see on the websites of financial institutions, service providers, or specific product sites. LOANPANDA will not be liable to compensate customers for any discrepancies.

Eligibility

Singaporean/PR Minimum Income
  • S$30,000
Non-Singaporean Minimum Income
  • S$45,000

Fees and Charges

  • Annual Principal Fee: S$194.40
  • Supplementary Annual Fee: S$97.20
  • Fee Waiver: First year waived
  • Interest Free Period: 25 days
  • Annual Interest Rate: 26.80%
  • Late Payment Fees: S$100
  • Minimum Monthly Repayment: 3% or S$50, whichever is greater
  • Foreign Currency Transaction Fee: 3.25%
  • Foreign Check Fee: N/A
  • Cash Advance Transaction Fee: 8% or S$15, whichever is greater
  • Overlimit Fee: S$40

Review

By LOANPANDA

The SAFRA DBS Card offers customers up to 3% cash rebate on local Mastercard contactless transactions and online shopping. Additionally, customers can earn SAFRA points with every dollar spent at participating outlets and facilities at SAFRA. With access to 6 SAFRA Clubhouses islandwide, customers can enjoy facilities such as swimming pools, gyms, and entertainment facilities.

The annual fee is S$194.40 for the principal card and S$97.20 for supplementary cardholders, with a first-year fee waiver. The interest-free period is 25 days and the annual interest rate is 26.80%. Other fees and charges, such as late payment fees and foreign currency transaction fees, may apply.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

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