DBS Woman’s World Card

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Key Features

S$5 = 10 DBS Points
on Online Spend
S$5 = 3 DBS Points
on Overseas Spend
S$5 = 1 DBS Point
on all Other Spend

Promotion

Overseas Spending

3X DBS Points per S$5 / 1.4 miles per S$1 on overseas spend
Bonus 5% cashback on overseas shop and dine spend (Till 31 Mar 2023, T&Cs apply)

Air Miles

For online spend, earn 10 DBS Points (equivalent to 20 miles) for every S$5 spent on local and overseas online transactions, capped at S$2,000 online spend per calendar month, which is equivalent to 8,000 miles per calendar month.

Online Shopping

10X DBS Points per S$5 / 4 miles per S$1 on online spend
Complimentary e-Commerce Protection on online purchases

Rewards

DBS Points earned in your first year expire one year from card application, while subsequent points expire one year from their earned date.
With DBS Points, you can redeem a variety of rewards such as Apple products through the DBS Apple Rewards Store, NTUC and Takashimaya vouchers, Golden Village movie tickets, instant redemption for purchases on the PayLah! app, InstaRewards on the DBS Lifestyle app, or convert them to airline miles with frequent flyer programs (a S$26.75 admin fee applies and it takes 7 working days).

Other Features

10X DBS Points per S$5 / 4 miles per S$1 on online spend
3X DBS Points per S$5 / 1.4 miles per S$1 on overseas spend
1X DBS Points per S$5 / 0.4 miles per S$1 on other spend
Complimentary e-Commerce Protection on online purchases
Enjoy first year annual fee waiver
Bonus 5% Cashback on overseas shop and dine spend (Till 31 Mar 2023, T&Cs apply)
LOANPANDA aims to keep our information accurate and up to date. However, this information may differ from what you see on financial institution, service provider, or specific product sites. LOANPANDA will not be responsible for compensating customers for any outdated information provided by our partners.

Eligibility

Singaporean/PR Minimum Income

S$80,000

Non-Singaporean Minimum Income

S$80,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: S$97.20
Fee Waiver: First year waived
Interest Free Period: 25 days
Annual Interest Rate: 26.80% p.a. chargeable on daily basis (subject to compounding)
Late Payment Fees: S$100 (For outstanding balance above S$200)
Minimum Monthly Repayment: 3% or S$50, whichever is greater
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8% or S$15, whichever is greater
Overlimit Fee: N/A

Review

By LOANPANDA

The DBS Woman’s World Card offers an excellent rewards program, with 10X DBS Points per S$5 spent on online purchases and 3X DBS Points per S$5 spent on overseas transactions. The card also includes complimentary e-Commerce Protection on online purchases. New cardholders enjoy a first-year fee waiver, and there’s a bonus 5% cashback on overseas shop and dine spend until 31 Mar 2023.

The card has a high minimum income requirement of S$80,000 for Singaporean/PR and non-Singaporean applicants. However, if you meet the eligibility criteria and frequently shop online or travel overseas, this card is a great option.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.