DBS Live Fresh Card

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Key Features

Up to 5%
Cash Back on Online Spend & Visa Contactless
^S$600
Min. Spend
Up to S$75
Cash Back Cap

Promotion

Online Shopping

Receive up to 5% cash rebates on online transactions.
The terms and conditions for cashback are as follows: Cashback for online spending is limited to S$20 per calendar month, which is equal to S$400 spent in this category on your DBS Live Fresh credit card.
Examples of eligible online merchants for spending include Scoot bookings, Gojek rides, Steam credits for video game platforms, eligible PayPal transactions, and more.
The following are excluded: payments to insurance premiums, payment service processors such as CardUp, iPaymy, and SmoovPay, online banking, educational, medical, financial, and governmental institutions, and other general exclusions.

Cash Back

The base cashback rate is 0.3% on all spending with no minimum spend requirement.
With a minimum spend of S$600 per calendar month, enjoy up to 5% cashback on online transactions and Visa contactless transactions.
In addition to the above, receive an additional 5% Green Cashback on selected Eco-Eateries, Retailers, and Transport services.
Eligible transactions for the minimum spend requirement include retail, recurring bill payments, and refunds in both local and foreign currency that are charged to your DBS Live Fresh Card per calendar month. General exclusions such as instalments, cash advances, and bill payments via internet banking apply.
Cashback is capped at S$75 per calendar month, which is broken down further into S$20 for Online Spend, S$20 for Visa Contactless Spend, S$20 for all Other Spend, and an additional S$15 for Sustainable Spend.
Cashback will be awarded automatically and credited to your account, appearing on your monthly bank statement.

Other Features

Made from 85.5% recycled plastic, the DBS Live Fresh Visa Card is Singapore’s first eco-friendly recycled card.
Earn up to 5% cashback on Online and Visa contactless spend when you spend a minimum of S$600 per calendar month.
Enjoy an additional 5% Green Cashback on selected Eco-Eateries, Retailers, and Transport services, now available.
Get a cashback rate of 0.3% on all other spend made with the DBS Live Fresh Visa Card.
Please note that at LOANPANDA, we make every effort to ensure that our information is accurate and up-to-date. However, the information you see when you visit a financial institution, service provider, or specific product site may differ from our information. LOANPANDA will not be responsible for compensating the customer if the information is not as up-to-date as our partner.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$45,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: S$97.20
Fee Waiver: First year waived
Interest Free Period: 25 days
Annual Interest Rate: 26.80%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is greater
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8% or S$15, whichever is greater
Overlimit Fee: S$40

Review

By LOANPANDA

The DBS Live Fresh Card is an eco-friendly credit card that rewards you for your spending. Enjoy up to 5% cashback on online transactions and Visa contactless transactions, with a minimum spend of S$600 per calendar month. Get an additional 5% Green Cashback on selected eco-eateries, retailers, and transport services.

The card is made from 85.5% recycled plastic, making it an environmentally conscious choice. With a waived annual fee for the first year and a low minimum income requirement, the DBS Live Fresh Card is a great option for those looking for a rewards credit card that cares for the planet.