DCS Sheng Siong Card

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Key Features

Up to 5% Rebate
at Sheng Siong outlets (with no minimum spend)
Earn Club Rewards Points
when you spend outside Sheng Siong
S$194.40 (inclusive of GST)
Annual Principal Fee

Promotion

Grocery

At Sheng Siong outlets, with your DCS Sheng Siong Regular Credit Card, earn a 5% rebate of up to S$1,000 spent per month per card account.
At Sheng Siong outlets, with your DCS Sheng Siong $500 Limit Credit Card, earn a 2% rebate of up to S$500 spent per month per card account.

Other Features

Receive up to a 5% rebate with no minimum spend at Sheng Siong outlets.
Collect Club Rewards Points for spending outside of Sheng Siong, which can be redeemed for free gifts, shopping/dining vouchers, and air miles.
For Regular Credit Cardmembers, complimentary airport lounge access and insurance coverage of up to S$1 Million are available for enjoyment.

Eligibility

Singaporean/PR Minimum Income

For S$30,000 credit limit card, minimum income of S$30,000p.a. OR S$15,000p.a. (age 55 & above) – For S$500 credit limit card, minimum income of S$16,000p.a. (except students and NSFs)

Non-Singaporean Minimum Income

For S$30,000 credit limit card, minimum income of S$80,000p.a.

Fees and Charges

Annual Principal Fee: S$194.40 (inclusive of GST)
Supplementary Annual Fee: S$86.40 (inclusive of GST)
Late Payment Fees: S$80 if the Minimum Payment is not received by Payment Due Date
Minimum Monthly Repayment: 5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit.
Foreign Currency Transaction Fee: 3%
Cash Advance Transaction Fee: 6% of the Cash Advance or S$20 (whichever is greater) per Cash Advance

Review

By LOANPANDA

The DCS Sheng Siong Card is a great choice for shoppers who frequent Sheng Siong outlets. Cardmembers can enjoy up to 5% rebate with no minimum spend at Sheng Siong, as well as earn Club Rewards Points for spending outside of Sheng Siong.

Regular Credit Cardmembers also receive complimentary airport lounge access and insurance coverage of up to S$1 Million. Eligibility requirements are reasonable, and fees and charges are competitive. Overall, the DCS Sheng Siong Card is a practical and rewarding credit card for those who frequently shop at Sheng Siong.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.