DCS CASHBACK Card

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Key Features

Up to 5% Cash Rebate
on all eligible transactions
Complimentary
Airport Lounge Access and Insurance Coverage
S$194.40 (inclusive of GST)
Annual Principal Fee

Promotion

Cash Back

On your DCS CASHBACK Regular Credit Card, with a minimum monthly spending of S$400, you can enjoy a 5% cash rebate for all eligible transactions.
On your DCS CASHBACK S$500 Limit Credit Card, with a minimum monthly spending of S$150, you can enjoy a 2% cash rebate for all eligible transactions.

Other Features

On your DCS CASHBACK Regular Credit Card, with a minimum monthly spending of S$400, you can enjoy a 5% cash rebate for all eligible transactions.
On your DCS CASHBACK S$500 Limit Credit Card, with a minimum monthly spending of S$150, you can enjoy a 2% cash rebate for all eligible transactions.
For Regular Credit Cardmembers, enjoy complimentary airport lounge access and insurance coverage of up to S$1 Million.

Eligibility

Singaporean/PR Minimum Income

For S$30,000 credit limit card, minimum income of S$30,000p.a. OR S$15,000p.a. (age 55 & above) – For S$500 credit limit card, minimum income of S$16,000p.a. (except students and NSFs)

Non-Singaporean Minimum Income

For S$30,000 credit limit card, minimum income of S$80,000p.a.

Fees and Charges

Annual Principal Fee: S$194.40 (inclusive of GST)
Supplementary Annual Fee: S$86.40 (inclusive of GST)
Late Payment Fees: S$80 if the Minimum Payment is not received by Payment Due Date
Minimum Monthly Repayment: 5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit
Foreign Currency Transaction Fee: 3%
Cash Advance Transaction Fee: 6% of the Cash Advance or S$20 (whichever is greater) per Cash Advance

Review

By LOANPANDA

The DCS CASHBACK Card is a great option for Singaporeans and PRs looking for a credit card that offers cash rebates, complimentary airport lounge access, and insurance coverage. With a minimum monthly spending of S$400, cardholders can enjoy up to 5% cash rebate on all eligible transactions. The card also offers a lower credit limit option with a minimum income requirement of S$16,000p.a.

For regular credit card members, the complimentary airport lounge access and insurance coverage of up to S$1 million are added benefits. With an annual principal fee of S$194.40 (inclusive of GST), this card is a great choice for those who want to maximize their cashback rewards.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.