HSBC Credit Card & Everyday Global Account (Personal Banking) Bundle

Key Features

  • Up to 3.5%
    with Advance Credit Card
  • 1% Cashback
    on GIRO Payments (no min. spend) with EGA
  • 1% p.a. Bonus Interest
    on Incremental SGD Balances with EGA

Promotion

Grocery
  • Earn 1.5% cash back on all purchases with no minimum spend, and 2.5% cash back on all purchases with a minimum spend of $2,000 per month. Cash back is capped at $70 per month.
  • HSBC Advance banking customers can earn 2.5% cash back on all purchases with no minimum spend, and 3.5% cash back on all spend with a minimum spend of S$2,000 per month.
Online Shopping
  • Earn up to 2.5% Cash Back on all purchases: 1.5% with no minimum spend, and 2.5% with a minimum spend of S$2,000 per month. Cash Back is capped at S$70 per month.
  • HSBC Advance banking customers can earn up to 3.5% Cash Back on all purchases: 2.5% with no minimum spend, and 3.5% with a minimum spend of S$2,000 per month. Cash Back is capped at S$125 per month.
  • Enjoy worldwide 1-for-1 deals and discounts on dining and hotels by downloading the Entertainer with HSBC app.
Shopping
  • Get 1.5% Cash Back on all purchases with no minimum spend, and earn 2.5% Cash Back on all purchases with a minimum spend of $2,000 per month. Cashback is capped at $70 per month.
  • HSBC Advance banking customers can earn 2.5% Cash Back on all purchases with no minimum spend, and earn 3.5% Cash Back on all purchases with a minimum spend of S$2,000 per month. Cashback is capped at S$125 per month.
  • Non-HSBC Advance banking customers can enjoy a waiver of the principal card annual fee for the first year.
  • HSBC Advance banking customers can enjoy a perpetual waiver of the principal card annual fee.
  • All cardholders can enjoy a perpetual waiver of the supplementary card annual fee.
Cash Back
  • Get a cashback rate of 1.5% on all purchases if your spending is below S$2,000 per calendar month. The cashback is capped at S$70 per calendar month.
  • Enjoy a cashback rate of 2.5% on all local and overseas spending with a minimum spend of S$2,000, up to S$2,800 per calendar month. The cashback is capped at S$70.
  • If you have an HSBC Everyday Global Account, you can enjoy a cashback rate of 3.5% on all local and overseas spending, as well as a perpetual annual fee waiver. To qualify for this, you need to spend a minimum of S$2,000, up to S$3,571 on purchases. The cashback is capped at S$125.
  • Please note that the HSBC Cashback terms and conditions exclude payments made via EZ-Link, YouTrip, AXS, tax, utilities, cash advances, and payments to financial, governmental, insurance, and educational institutions from qualifying for cashback.
Dining
  • Download Entertainer with HSBC app for worldwide dining and hotel 1 for 1 deals and discounts

Overseas Spending
  • Access exclusive benefits and perks such as complimentary room upgrades when you stay at hotels and resorts within the Visa Luxury Hotel Collection.
  • Utilize the Visa Concierge app to take advantage of the Visa Digital Concierge services for assistance with travel planning, reservations, and more.
  • Receive discounts on dining and retail purchases globally, including 15% off at Flight Experience, 8% off bookings with Hotels.com, and 20% off select Hyatt hotels, among other offers.

Other Features

  • Through HSBC Everyday+ Rewards Programme, receive up to S$800 in Cashback and Bonus Interest each month.
  • If you spend over S$2,000 a month on your HSBC Advance Credit Card, you can earn 2.5% Cashback on all local and overseas purchases.
  • With HSBC Everyday+, you can get an additional 1% Cashback on all your credit card spending and GIRO bill payment.
  • The HSBC Everyday Global Account can meet your transactional needs in up to 11 different currencies.

Review

By LOANPANDA

The HSBC Credit Card & Everyday Global Account Bundle offers an array of benefits for those seeking to save on daily expenses, including up to 3.5% cashback on local and overseas spending, as well as bonus interest and cashback rewards through the HSBC Everyday+ Rewards Programme.

The bundle also provides exclusive perks such as 1-for-1 deals on dining and hotels, discounts on retail and dining purchases globally, and access to Visa Concierge services. Additionally, HSBC Advance banking customers can enjoy a perpetual waiver of the principal card annual fee, making this bundle an attractive option for those seeking long-term savings.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

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