HSBC Visa Infinite Credit Card

Key Features

  • S$1 = Up to 1.25 Miles
    Local Spend
  • S$1 = Up to 2.25 Miles
    Overseas Spend
  • 10X
    Reward points at luxury boutiques

Promotion

Air Miles
  • Upon signing up, receive a Welcome Gift of 35,000 Air Miles in the form of 87,500 Rewards Points. To convert points to miles, an annual fee of $42.80 applies.
  • Earn up to 1.25 air miles for every S$1 spent locally.
  • Earn up to 2.25 air miles for every S$1 spent overseas.
  • Enjoy complimentary access to over 1,100 LoungeKey participating lounges by presenting your HSBC Visa Infinite Credit Card and boarding pass.
  • Receive personalised assistance 24/7 with HSBC’s Infinite Travel & Lifestyle Concierge service.
  • Benefit from automatic travel insurance coverage of up to US$2,000,000, with an annual value of S$988.
  • Receive complimentary limousine transfer and expedited immigration clearance at selected airports in Asia.
Entertainment
  • Get 50% off on Green Fees at 50 Participating Golf Clubs and also enjoy complimentary weekday green fees at the Serapong and New Tanjong Course at Sentosa Golf Club.
  • Enjoy special privileges and complimentary access at ESPA, located at Resorts World Sentosa.
Overseas Spending
  • Earn 2.25 Miles for every S$1 spent on overseas purchases.
  • Enjoy automatic travel insurance coverage of up to US$2,000,000 (valued at S$988 annually).
  • Receive complimentary green fees and worldwide golfers’ insurance coverage of up to S$500,000.
  • A foreign currency transaction fee of 2.8% applies to overseas purchases.
Petrol
  • 14% instant discount at Shell stations

  • Up to 16% instant petrol discount at Caltex Petrol Stations

Rewards
  • Earn 10X HSBC Rewards points at selected designer boutiques such as TUMI, Max Mara, Bang & Olufsen, and more.
Dining
  • Up to 50% saving on Dining

  • ENTERTAINER with HSBC: Enjoy over 1,000 1-for-1 deals on dining, hotel, entertainment

Other Features

  • Earn up to 2.25 air miles for every S$1 spent.
  • Enjoy complimentary access to over 1,100 VIP airport lounges with your HSBC Visa Infinite Credit Card and boarding pass. Don’t forget to quote ‘LoungeKey’. Supplementary cardholders can also enjoy this privilege.
  • Get personalised assistance with the dedicated concierge service.
  • Enjoy complimentary limousine transfer and expedited immigration clearance.
  • Get automatic comprehensive travel insurance coverage, including COVID-19 coverage, up to USD2 million.
  • Save up to 50% on dining.
  • Earn 10x Rewards Points at luxury boutiques.

Eligibility

Singaporean/PR Minimum Income
  • S$120,000
Non-Singaporean Minimum Income
  • S$120,000

Fees and Charges

  • Annual Principal Fee: S$656.08
  • Supplementary Annual Fee: S$0
  • Fee Waiver: Not Available
  • Interest Free Period: 20 days
  • Annual Interest Rate: 25.90%
  • Late Payment Fees: S$55
  • Minimum Monthly Repayment: 3% or S$50, whichever is higher
  • Foreign Currency Transaction Fee: 2.80%
  • Foreign Check Fee: N/A
  • Cash Advance Transaction Fee: 6% or $15, whichever is higher
  • Overlimit Fee: S$40

Review

By LOANPANDA

The HSBC Visa Infinite Credit Card is a great option for those who love to travel and indulge in luxury experiences. With up to 2.25 air miles for every S$1 spent on overseas purchases, complimentary lounge access at over 1,100 airports, and a dedicated concierge service, cardholders can enjoy personalized assistance and seamless travel experiences.

Additionally, the card offers 10x Rewards Points at selected luxury boutiques, up to 50% savings on dining, and exclusive entertainment privileges. However, the card requires a high minimum income of S$120,000 and has an annual fee of S$656.08, which may not be suitable for everyone.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

X