UOB Preferred Platinum Visa Card

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Key Features

S$5 = 10X UNI$
on Online Shopping, Entertainment & Contactless Payments
S$5 = 1X UNI$
on All Other Spend
1 UNI$ = 2 Miles
Rewards to Miles Conversion

Promotion

Entertainment

Earn up to UNI$10 for every S$5 spent on online shopping and entertainment.
Earn up to UNI$10 for every S$5 spent on mobile contactless payments.

Petrol

At SPC Stations, up to 20% savings on fuel purchases
At Shell Stations, up to 13.6% savings on fuel purchases

Online Shopping

Earn up to UNI$10 for every S$5 spent on online shopping and entertainment.

Dining

Earn 10 times the UNI$ rewards when making payments with Visa payWave.

Rewards

S$5 spend = UNI$1
Earn rewards faster with 10X UNI$ when you make online purchases.
Earn 10 times the UNI$ rewards when making payments with Visa payWave.

Shopping

Earn up to UNI$10 for every S$5 spent on online shopping and entertainment.

Other Features

Earn up to UNI$10 for every S$5 spent on online shopping and entertainment.
Earn up to UNI$10 for every S$5 spent via mobile contactless payment.
Earn UOB$ cashback on all in-store purchases at over 1,000 participating merchants across all categories islandwide and use it to offset your next purchase.
LOANPANDA strives to keep our information accurate and up to date. Please note that the information provided may differ from what you see when you visit a financial institution, service provider, or specific product site. LOANPANDA is not liable to compensate customers if the information provided is not as updated as our partners.

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$40,000

Fees and Charges

Annual Principal Fee: S$194.40
Supplementary Annual Fee: 1st Supplementary Card free, $97.20 for subsequent Supplementary Cards
Fee Waiver: 1st year waiver
Interest Free Period: 21 days
Annual Interest Rate: 26.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.25%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 8%
Overlimit Fee: S$40

Review

By LOANPANDA

The UOB Preferred Platinum Visa Card offers great rewards for online shopping, entertainment and contactless payments, with 10X UNI$ earned for every S$5 spent. Additionally, cardholders can enjoy petrol savings at SPC and Shell stations, as well as 10X UNI$ rewards for payments made with Visa payWave.

The card also offers UOB$ cashback on in-store purchases at over 1,000 participating merchants. The eligibility requirements are reasonable, with a minimum income of S$30,000 for Singaporeans/PRs and S$40,000 for non-Singaporeans. However, cardholders should note the high annual interest rate of 26.90% and foreign currency transaction fee of 3.25%.

FAQ

A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

While there are so many types of credit cards offering different features, you may wonder: How best to choose one that suits you?

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.