CIMB Visa Signature

Apply now

Key Features

10%
Cash Back on Beauty & Wellness, Online Shopping, Groceries
^S$800
Min. spend per month
^S$100
Cash Back Cap

Promotion

Overseas Spending

10% cash back on cruises
Visa Signature Concierge: a premium service that gives you access to world-class service and privileges, from travel reservations and booking tickets for shows to dinner reservations
Complimentary travel insurance: get covered up to S$500,000 for you and your family

CashBack

10% Cash Back on Beauty & Wellness
10% Cash Back on Online Shopping
10% Cash Back on Groceries
10% Cash Back on Pet Shops & Veterinary Services
10% Cash Back on Cruises
The 10% cashback is capped at S$100 per statement month per Principal Cardmember, and up to S$20 per category.
To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month.
10% Cash back consists of the base Cash Back of 0.2% and an additional 9.8%
For spend beyond the cap, you will earn 0.2% cashback.
Other terms and conditions apply.

Online Shopping

10% Cashback on Online Shopping

0% Instalment

Enjoy interest-free instalment payments from 6 to 24 months with CIMB 0% i.Pay Plan (IPP).
You can convert a minimum of S$500 and up to S$30K per transaction.
There’s a one-time processing fee of 3% of the transaction amount for 6 to 12 months, and 5% for 24 months tenure.
However, you can still earn cash rebates on the instalment payment plan, which can help you save on your daily expenses.

Dining

For updated deals, kindly visit https://deals.cimb.com/sg/dining

Other Features

10% Cashback on Beauty & Wellness, Online Shopping, Groceries and more

Complimentary Travel Insurance up to S$500,000

Visa Signature Concierge

No annual fees for life

Apply for up to 4 supplementary cards and have annual fees waived for all supplementary cards

Access to over 1,000 regional deals with discounts up to 50%

Eligibility

Singaporean/PR Minimum Income

S$30,000

Fees and Charges

Annual Principal Fee: S$0
Supplementary Annual Fee: Free
Fee Waiver: Available
Interest Free Period: 23 days
Annual Interest Rate: 25.90%
Late Payment Fees: S$100
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.00%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 6% of the amount withdrawn (minimum charge of S$15)
Overlimit Fee: S$50 or 5% of the excess amount, whichever is higher

Review

By LOANPANDA

The CIMB Visa Signature card offers a generous 10% cashback on categories such as beauty and wellness, online shopping, groceries, and pet shops/veterinary services. The card also offers 10% cashback on overseas spending, including cruises. To qualify for the 10% cashback, you must spend at least S$800 per month, and the cashback is capped at S$100 per statement month per Principal Cardmember, and up to S$20 per category.

Additionally, the card offers a complimentary travel insurance of up to S$500,000 and access to Visa Signature Concierge. The CIMB Visa Signature card has no annual fees for life and offers interest-free instalment payments from 6 to 24 months with CIMB 0% i.Pay Plan. The card is an excellent option for those who spend frequently on the categories eligible for cashback.