Bank of China Qoo10 World Mastercard®

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Key Features

Up to 15%
Rebate on Public Transport
Up to 10%
Rebate on Qoo10 spend
Up to 3%
Rebate on Online and more

Promotion

Entertainment

Earn savings at cinemas, pubs, clubs and karaoke

Up to 3% Qmoney Rebate on Entertainment Spend
Min. $800 spend
Out-of-Qoo10 Spend: $40 Qmoney Rebate

Dining

Supports fast food spends

Up to 3% Qmoney Rebate on Fast Food Spend
Min. $800 spend
Out-of-Qoo10 Spend: $40 Qmoney Rebate

Online Shopping

Spend a minimum of S$800 per month on Qoo10 transactions to enjoy up to 10% rebate, with a monthly cash rebate cap of S$30.
Spend a minimum of S$400 per month on Qoo10 transactions to enjoy 3% rebate, with a monthly cash rebate cap of S$30.
Spend a minimum of S$800 per month on online transactions to enjoy 3% rebate, with a monthly cash rebate cap of S$40 for non-Qoo10 transactions.
Enjoy a cash rebate cap of S$30 per month on Qoo10 transactions, and S$40 per month on all other transactions, with all rebates in the form of Qmoney (1 Qmoney = S$1).
Spend a minimum of S$400 per month to receive 0.3% rebate on all transactions except Qoo10 transactions.
All rebates will be credited in the form of Qmoney.

Overseas Spending

Up to 15% Qmoney Rebate on Public Transport Spend
Up to 3% Qmoney Rebate on Taxi/Grab and Overseas Spend
Min. $800 spend
3% foreign currency transaction fee
Out-of-Qoo10 Spend: $40 Qmoney Rebate

Other Features

Enjoy up to 15% Qmoney rebate on your Public transport spend

Up to 10% on your Qoo10 Spend

Up to 3% on all other purchases

Eligibility

Singaporean/PR Minimum Income

S$30,000

Non-Singaporean Minimum Income

S$60,000

Fees and Charges

Annual Principal Fee: S$205.20
Supplementary Annual Fee: S$102.60
Fee Waiver: First year waived
Interest Free Period: 23 days
Annual Interest Rate: 28.88%
Late Payment Fees: 5% or S$100, whichever is higher
Minimum Monthly Repayment: 3% or S$50, whichever is higher
Foreign Currency Transaction Fee: 3.00%
Foreign Check Fee: N/A
Cash Advance Transaction Fee: 6% or S$20, whichever is higher
Overlimit Fee: S$40

Review

By LOANPANDA

The Bank of China Qoo10 World Mastercard offers attractive rebates on Qoo10 transactions, public transport and entertainment spends. Cardholders can earn up to 10% rebate on Qoo10 transactions, up to 15% rebate on public transport spends, and up to 3% rebate on all other purchases.

The card also offers overseas spending rebates and a waived first-year annual fee. However, there is a high annual interest rate and foreign currency transaction fee. Overall, this card is a good choice for those who frequently use Qoo10 and public transportation, but be mindful of the fees and charges.